State of Utah 

Counties in the State  of Utah 

Happy Halloween

Happy Halloween

Halloween falls on October 31 because the ancient Gaelic festival of Samhain, considered the earliest known root of Halloween, occurred on this day. In the eighth century, Pope Gregory III designated November 1 as a time to praise all saints. Soon, All Saints'...

How to get a mortgage when you’re self-employed

Self-employed individuals can qualify for a home loan, but they may face additional challenges in proving income stability. To improve approval chances, consider non-conforming loans, make larger down payments, raise credit scores, and lower debts. Lenders require...

Most Affordable Cities to Buy a Home in Utah (2025)

Here is an overview of affordable cities in Utah for homebuyers in 2025, highlighting median prices, cost of living, and unique features for each city. This provides an at-a-glance guide to communities where your housing dollar might stretch further. Most Affordable...

Top 10 Tips for First-Time Homebuyers

First-time homebuyers should identify their current and future needs, understand the true cost of homeownership including taxes and maintenance, and start saving early for down payments and closing costs. Building and managing credit wisely is crucial. Research...

Honoring the Significance of Indigenous Day

Honoring the Significance of Indigenous Day

Indigenous Peoples’ Day celebrates, recognizes, and honors the beautiful traditions and cultures of the Indigenous People We take a stand for and support the indigenous people on this day. We should also offer our support to those who invest and uplift the indigenous...

Avoid Mortgage Mistakes Buyers Make: Expert Tips

Key mortgage mistakes to avoid include not getting pre-approved, overlooking credit scores, and failing to compare mortgage options. Buyers should budget for total homeownership costs, including property taxes and maintenance. Skipping home inspections and neglecting...

Top Strategies to Sell Your Home Fast in 2025

Top Strategies to Sell Your Home Fast in 2025

Price your home right from day one to attract more offers and avoid sitting on the market too long. Boost curb appeal with simple upgrades—fresh paint, landscaping, and clean entryways make a strong first impression. Use professional photos and staging to showcase...

5 Smart Tips to Save Money on Home Closing Costs

5 Smart Tips to Save Money on Home Closing Costs

Closing costs can add up to more than $10,000, but buyers have strategies to reduce them. Local banks may offer grants, credits, or fee waivers that cut costs without repayment obligations. Conventional loans with larger down payments often reduce costs compared to...

Chasing 4%: The Future of Mortgage Rates

Chasing 4%: The Future of Mortgage Rates

Mortgage rates are expected to gradually ease over the coming years, though a return to 4% remains a longer-term possibility. Past 4% levels were achieved during periods of strong monetary support, showing rates can fall when economic conditions shift significantly. A...

8 Tips for First-Time Home Buyers

First-time homebuyers should save for a down payment, typically 20%, and budget for additional costs like fees, moving, and furniture. Choose a neighborhood that fits long-term needs, prioritize must-haves, and get a home inspection to avoid surprises. Use a mortgage...

22 Real Estate Investment Strategies

Real estate investing offers strategies for wealth building, passive income, and portfolio diversification, including buy-and-hold, fix-and-flip, REITs, and rental property diversification. REITs have shown stability and often outperform stocks over time, while...

Housing Market’s Next Chapter: Second Half 2025

Housing Market’s Next Chapter: Second Half 2025

Borrowing costs set to ease, boosting affordability and enticing sidelined buyers back into the market. Sales expected to strengthen modestly, with fall poised to show the year’s best momentum. Prices likely to rise gradually, reflecting steady demand and limited...

Multifamily Housing Starts Surge 21% in Q2 2025

Multifamily Housing Starts Surge 21% in Q2 2025

Multifamily housing starts reached 109K units in Q2 2025, with 102,000 built-for-rent, ↑ 21% yearly. Rental units made up 94% of multifamily starts, far above the long-term avg of 80% and the historical low of 47% during the 2005 condo boom. Condo construction starts...

4 Smart Ways To Find a Reliable Real Estate Agent

Homebuyers and sellers can benefit from working with reliable real estate agents, as 89% of recent homebuyers chose to do so. To find a trustworthy agent, consider these strategies: 1. Research recent property sales in your area to identify active agents. 2. Call...

Do New Roofs Save Money and Energy?

Do New Roofs Save Money and Energy?

Impact-resistant shingles and metal roofs extend roof life while safeguarding against costly storm damage. Solar-compatible roofs allow easier renewable energy adoption, even for homeowners not installing panels yet. Cool roofing systems lower household cooling bills...

Smart Steps to Buy Your First Home

Smart Steps to Buy Your First Home

Start with patience, flexibility, and assembling a trustworthy Real Estate team from day one. Work with a reliable realtor to avoid rushed or financially risky buying decisions. Compare lenders to find strong pre-approval options, like a pre-underwritten mortgage....

Guide for First-Time Homebuyers

Buying your first house can be both exciting and overwhelming. Resources are available to empower you with the knowledge needed for homeownership. You can save up to $1,250, and if you find lower costs elsewhere, there are incentives. Local experts are available to...

Housing Market Predictions 2025

In 2025, the housing market shows slow stabilization with mortgage rates declining from near 7%, boosting buyer interest. Home sales remain sluggish but may rise 6% by year-end, while prices continue modest growth due to limited supply. Inventory has increased,...

What Mortgage Rate Will Get Buyers Moving?

What Mortgage Rate Will Get Buyers Moving?

A 6% mortgage rate could make homes affordable for 5.5 million more households, potentially unlocking major buying activity across key U.S. metro areas. NAR forecasts rates falling to 6% by 2026, possibly increasing home sales 14%. Current high rates and inventory...

Homeowner Equity Grows Even as Home Prices Dip

Homeowner Equity Grows Even as Home Prices Dip

After 3 quarters of slipping, equity-rich homes finally ticked up in Q2 2025. ~50% of U.S. homes with mortgages are now equity-rich. Equity-rich = owing less than 50% of your home’s value. In just one quarter, equity-rich homes jumped from 46.2% to 47.4% nationwide....

Is a 31% Boom in Home Prices Possible by 2029?

Is a 31% Boom in Home Prices Possible by 2029?

US home prices ↑ 19.8% cumulatively from 2025 to 2029, averaging ↑ 3.7% annual growth. Annual growth accelerates to ↑ 10.8% by 2027, then reaches ↑ 19.8% cumulative increase in 2029. Optimistic forecasts predict up to ↑ 31% total growth by 2029, pessimistic as low as...

Happy Labor Day

Happy Labor Day

Happy Labor Day! Labor Day is a day dedicated to honoring the contributions and achievements of workers and the labor movement. It marks summer's informal end in the U.S., as schools often start after the holiday. It offers a chance to ponder the historical...

8 Tips For First-Time Homebuyers

First-time homebuyers should follow eight essential steps: assess debt and ensure a manageable debt-to-income ratio, check and correct credit score errors, review budget for additional costs, determine down payment, get preapproved for a mortgage, identify desired...

2.25% Fed Rate: Coming by 2027?

2.25% Fed Rate: Coming by 2027?

Fed projects a 2% in rate cuts by end of 2027. Forecast: Fed funds rate to decline to 2.25%–2.50% by late 2027. Despite tariff-driven inflation bumps, slowing growth will push Fed to cut further. 10-year Treasury yield forecast to fall to 3.25% by 2028, down from 4.2%...

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