Buying a home can be SCARY…Until you know the FACTS
Some Highlights:
Many potential homebuyers believe they need a 20% down payment and a 780 FICO® score to qualify to buy a home. This stops many people from even trying to jump into homeownership! Here are some facts to help take the fear out of the process:
- 71% of buyers who purchased homes have put down less than 20%.
- 78.1% of loan applications were approved last month.
- In September, the average credit score for approved loans was 737.
8 Tips for First-Time Home Buyers
First-time homebuyers should save for a down payment, typically 20%, and budget for additional costs like fees, moving, and furniture. Choose a neighborhood that fits long-term needs, prioritize must-haves, and get a home inspection to avoid surprises. Use a mortgage...
5 Reasons Enticing Me to Buy a Home Before 2025 Ends
Slide 1 Mortgage rates dropped to around 6%, down from the 7.79% peak in 2023. Slide 2 Housing supply rose 15.7% in 2025, giving buyers 1.55 million homes to choose from. Slide 3 Home prices are still high but rising slower, with just 2.9% annual growth mid-2025....
22 Real Estate Investment Strategies
Real estate investing offers strategies for wealth building, passive income, and portfolio diversification, including buy-and-hold, fix-and-flip, REITs, and rental property diversification. REITs have shown stability and often outperform stocks over time, while...
Housing Market’s Next Chapter: Second Half 2025
Borrowing costs set to ease, boosting affordability and enticing sidelined buyers back into the market. Sales expected to strengthen modestly, with fall poised to show the year’s best momentum. Prices likely to rise gradually, reflecting steady demand and limited...
Forecast Signals Confident Buyers, Steady Prices by Late-2025
Slide 1 Total home sales in 2025 are forecast at 4.74 million units. Slide 2 Mortgage rates expected to finish 2025 at 6.5%, dipping to 6.1% by 2026. Slide 3 Forecast revisions are modest, keeping housing sales stable despite economic uncertainties. Slide 4 Fannie Mae...
Multifamily Housing Starts Surge 21% in Q2 2025
Multifamily housing starts reached 109K units in Q2 2025, with 102,000 built-for-rent, ↑ 21% yearly. Rental units made up 94% of multifamily starts, far above the long-term avg of 80% and the historical low of 47% during the 2005 condo boom. Condo construction starts...
The 8 best real estate markets in the country right now
WalletHub ranked 300 U.S. cities to identify the strongest housing markets in 2025, considering factors like home-price appreciation, foreclosure rates, affordability, job growth, and new home construction. With rising mortgage rates and a seller-friendly market,...
Are 2027 Trends Favoring Long-Term Gains?
Home prices are projected to rise 4% in 2027, reaching 10.8% cumulative growth since 2024. Experts forecast continued moderate gains in 2027, following slower increases in 2025 and 2026.
Utah: Hottest Spots for New Home Builds
Utah is one of the top states in the country for new home builds. Utah ranks No. 4 nationally, building 18.6 new homes per 1,000 existing.
Utah: Among States With High Home Values by 2030
Slide 1: "Utah’s Silicon Slopes drive home prices toward $673K by 2030." Slide 2: Limited housing and zoning challenges keep prices rising fast."
