A mother and her son are hugging in their living room. The mother is wearing a military uniform.
Today, on Veterans Day, we salute those who have served our country in war or peace, and we thank them for their sacrifice.
This year marks the 75th anniversary of VA Home Loan Benefit offerings through the Servicemen’s Readjustment Act, also known as the GI Bill. Since 1944, this law has created opportunities for those who have served our country, ranging from vocational training to home loans.
Facts About VA Home Loans:
- Nearly 24 million home loans have been guaranteed by the Veterans Administration.
- Nearly 82% of VA home loans are made with no down payment.
- The VA also provides grants to help seriously disabled Veterans purchase, modify, or construct a home to meet their needs. Last year the VA provided 2,000 grants totaling $104 million.
Benefits of a VA Home Loan:
- No down payment
- No Private Mortgage Insurance*
- Lower credit score requirements
- Limitation on closing costs
- Lower average interest rates
*More information on VA Home Loan Fees
Bottom Line
The best thing you can do today to celebrate Veterans Day is to share this information with those who can benefit from these opportunities. For more information, or to find out how to qualify to use a VA Home Loan Benefit, let’s get together to navigate through the process. Thank you for your service!
Forecast Signals Confident Buyers, Steady Prices by Late-2025
Slide 1 Total home sales in 2025 are forecast at 4.74 million units. Slide 2 Mortgage rates expected to finish 2025 at 6.5%, dipping to 6.1% by 2026. Slide 3 Forecast revisions are modest, keeping housing sales stable despite economic uncertainties. Slide 4 Fannie Mae...
Multifamily Housing Starts Surge 21% in Q2 2025
Multifamily housing starts reached 109K units in Q2 2025, with 102,000 built-for-rent, ↑ 21% yearly. Rental units made up 94% of multifamily starts, far above the long-term avg of 80% and the historical low of 47% during the 2005 condo boom. Condo construction starts...
The 8 best real estate markets in the country right now
WalletHub ranked 300 U.S. cities to identify the strongest housing markets in 2025, considering factors like home-price appreciation, foreclosure rates, affordability, job growth, and new home construction. With rising mortgage rates and a seller-friendly market,...
Are 2027 Trends Favoring Long-Term Gains?
Home prices are projected to rise 4% in 2027, reaching 10.8% cumulative growth since 2024. Experts forecast continued moderate gains in 2027, following slower increases in 2025 and 2026.
Utah: Hottest Spots for New Home Builds
Utah is one of the top states in the country for new home builds. Utah ranks No. 4 nationally, building 18.6 new homes per 1,000 existing.
Utah: Among States With High Home Values by 2030
Slide 1: "Utah’s Silicon Slopes drive home prices toward $673K by 2030." Slide 2: Limited housing and zoning challenges keep prices rising fast."
4 Smart Ways To Find a Reliable Real Estate Agent
Homebuyers and sellers can benefit from working with reliable real estate agents, as 89% of recent homebuyers chose to do so. To find a trustworthy agent, consider these strategies: 1. Research recent property sales in your area to identify active agents. 2. Call...
5-Year Forecast Favors Buying Over Renting
Buying isn’t just a home — it’s a wealth-building move for your future. Example: Buy a $300K home with 5% down = $82K equity in 5 years.
Do New Roofs Save Money and Energy?
Impact-resistant shingles and metal roofs extend roof life while safeguarding against costly storm damage. Solar-compatible roofs allow easier renewable energy adoption, even for homeowners not installing panels yet. Cool roofing systems lower household cooling bills...
Smart Steps to Buy Your First Home
Start with patience, flexibility, and assembling a trustworthy Real Estate team from day one. Work with a reliable realtor to avoid rushed or financially risky buying decisions. Compare lenders to find strong pre-approval options, like a pre-underwritten mortgage....