Hand Picked Top Lenders We Know, Trust and Recommend
Each of these individuals have their own unique qualities and loan programs
Meet Our Mortgage Lenders
Samantha Quirante
Mortgage Loan Officer – Mountain America Credit Union
5899 S State St
Murray UT 84107
Office: 801-325-6172
Cell: 801-793-0511
NMLS 487126
squirante@macu.com
https://www.macu.com/squirante
Dan Allen
RōBUS Mortgage
5295 S Commerce Dr, Ste 205
Salt Lake City, UT 84107
Office: 801-590-4499
Cell: 801-898-2983
NMLS 801113
dallen@robusmortgage.com
Marc Johnson –
News and Blog Posts
Utah’s Housing Landscape Reveals Significant Demographic Shifts
A comprehensive analysis of housing permits in Utah shows significant changes in residential development over the past 30 years. Approximately 416,000 new residential units have been built, with two-thirds located in Salt Lake, Davis, Utah, and Weber Counties....
When Are Quarterly Taxes Due in 2025?
Quarterly taxes are due four times per year to avoid IRS penalties. The first quarterly payment for 2025 is due on April 15, for income earned in Q1.
How to buy a multifamily property with low income
Investing in real estate can be lucrative, even for those with limited funds. Buying a multifamily property with no money down offers income potential, lower risk, and potential for appreciation. Benefits include cash flow, building equity, tax advantages, and...
Does Spouse’s Debt Impact Joint Mortgages?
Your spouse’s debt can impact your joint mortgage application, potentially limiting loan options and eligibility. Mortgage lenders prioritize a front-end ratio of 28% and back-end ratio of 36% or less.
Nebraska, Utah, Texas and 12 more states sue feds on housing efficiency standards
Nebraska, Utah, Texas, and several other states are suing the federal government over energy efficiency standards they claim increase the cost of affordable housing. The lawsuit targets the Energy Efficiency Standards section of the Cranston-Gonzalez Act, arguing it...
Understanding The Crucial Role of Credit Scores in Home Buying
In the journey towards home ownership, one's credit score emerges as a pivotal factor, influencing opportunities and shaping choices. This article delves into the intricate role that credit scores play in the home buying process, providing a comprehensive overview of...
Where to Get a Non-QM Loan
Check if you meet the typical requirements: 620+ credit score, stable income, and consistent employment history. Look for lenders or mortgage brokers who work with non-QM wholesale lenders; they can connect you with options.
Top Markets for Office Development in the West
In 2024, the office sector saw significant changes with high vacancy rates and minimal increases in office utilization. Nationally, office space under construction decreased to 57.8 million square feet, down by 39 million from 2023. In the Western U.S., the office...
Utah Market Stats January 2025
Key Factors Influencing Utah Insurance Rates
The average annual homeowners insurance premium for a $200K home in Utah is $1,063. Utah’s insurance rates are influenced by low weather risks, local crime, and construction material costs.
Some of our past clients comments, raves and recommendations.
“Marty Gale far exceeded our expectations as a Buyers Agent in the recent purchase of our home. His knowledge of the Utah real estate market is exceptional and with his experience in residential home construction he was able to provide beneficial advice in selecting well-built homes. The network of professionals that Marty works with are top shelf, his recommendations for home inspection and mortgage broker were perfect. Customer service from this team of professionals is some of the best we have worked with; this is our fifth home purchase. You will not be disappointed in choosing to work with Marty!”