Did you know?
Utah Housing has made some changes to our Loan Programs; these changes will become effective with Mortgage Purchase Agreements (interest rate locks) issued on or after February 11, 2019. https://utahhousingcorp.org/
| HomeAgain: | May include an owner occupied One-to-Two Unit Dwelling, such as a Duplex, mother in law apartment or Accessory Dwelling Unit (ADU) as defined by FHA. Follow FHA requirements when including any rental income to qualify. Rental income used to qualify the Borrower must be included in UHC qualifying income limits. |
| HomeAgain: | Non-Occupant Co-Borrowers are allowed. The Non-Occupant Co-Borrower debt ratio cannot exceed 45% |
| FirstHome: | The Non-Occupant Co-Signer’s debt ratio has increased from 41% to 45% |
| Insurance: | Addition of UHC Insurance requirements as currently listed in our Selling Supplement. |
https://utahhousingcorp.org/
Forecast Signals Confident Buyers, Steady Prices by Late-2025
Slide 1 Total home sales in 2025 are forecast at 4.74 million units. Slide 2 Mortgage rates expected to finish 2025 at 6.5%, dipping to 6.1% by 2026. Slide 3 Forecast revisions are modest, keeping housing sales stable despite economic uncertainties. Slide 4 Fannie Mae...
Multifamily Housing Starts Surge 21% in Q2 2025
Multifamily housing starts reached 109K units in Q2 2025, with 102,000 built-for-rent, ↑ 21% yearly. Rental units made up 94% of multifamily starts, far above the long-term avg of 80% and the historical low of 47% during the 2005 condo boom. Condo construction starts...
The 8 best real estate markets in the country right now
WalletHub ranked 300 U.S. cities to identify the strongest housing markets in 2025, considering factors like home-price appreciation, foreclosure rates, affordability, job growth, and new home construction. With rising mortgage rates and a seller-friendly market,...
Are 2027 Trends Favoring Long-Term Gains?
Home prices are projected to rise 4% in 2027, reaching 10.8% cumulative growth since 2024. Experts forecast continued moderate gains in 2027, following slower increases in 2025 and 2026.
Utah: Hottest Spots for New Home Builds
Utah is one of the top states in the country for new home builds. Utah ranks No. 4 nationally, building 18.6 new homes per 1,000 existing.
Utah: Among States With High Home Values by 2030
Slide 1: "Utah’s Silicon Slopes drive home prices toward $673K by 2030." Slide 2: Limited housing and zoning challenges keep prices rising fast."
4 Smart Ways To Find a Reliable Real Estate Agent
Homebuyers and sellers can benefit from working with reliable real estate agents, as 89% of recent homebuyers chose to do so. To find a trustworthy agent, consider these strategies: 1. Research recent property sales in your area to identify active agents. 2. Call...
5-Year Forecast Favors Buying Over Renting
Buying isn’t just a home — it’s a wealth-building move for your future. Example: Buy a $300K home with 5% down = $82K equity in 5 years.
Do New Roofs Save Money and Energy?
Impact-resistant shingles and metal roofs extend roof life while safeguarding against costly storm damage. Solar-compatible roofs allow easier renewable energy adoption, even for homeowners not installing panels yet. Cool roofing systems lower household cooling bills...
Smart Steps to Buy Your First Home
Start with patience, flexibility, and assembling a trustworthy Real Estate team from day one. Work with a reliable realtor to avoid rushed or financially risky buying decisions. Compare lenders to find strong pre-approval options, like a pre-underwritten mortgage....