How do I Pick a Real Estate Agent?
25,371 People with an Active Real Estate License ( Anyone that passes the State Test)
14560 People that are Realtors in Utah (These people need to adhere to a stricter code of ethics and belong to Utah Real Estate Board of Realtors)
313 Certified Residential Specialists ( Extensive training and proof of a successful transaction record showing experience)
30 Master Certified Negotiation Expert (Three Series multiple class training course)
Finding a Realtor that has full time experience is key to a smooth transaction. I am Certified as a Residential Specialist and as a Master Certified Negotiation Expert.
How to buy a multifamily property with low income
Investing in real estate can be lucrative, even for those with limited funds. Buying a multifamily property with no money down offers income potential, lower risk, and potential for appreciation. Benefits include cash flow, building equity, tax advantages, and...
Does Spouse’s Debt Impact Joint Mortgages?
Your spouse’s debt can impact your joint mortgage application, potentially limiting loan options and eligibility. Mortgage lenders prioritize a front-end ratio of 28% and back-end ratio of 36% or less.
Nebraska, Utah, Texas and 12 more states sue feds on housing efficiency standards
Nebraska, Utah, Texas, and several other states are suing the federal government over energy efficiency standards they claim increase the cost of affordable housing. The lawsuit targets the Energy Efficiency Standards section of the Cranston-Gonzalez Act, arguing it...
Understanding The Crucial Role of Credit Scores in Home Buying
In the journey towards home ownership, one's credit score emerges as a pivotal factor, influencing opportunities and shaping choices. This article delves into the intricate role that credit scores play in the home buying process, providing a comprehensive overview of...
Where to Get a Non-QM Loan
Check if you meet the typical requirements: 620+ credit score, stable income, and consistent employment history. Look for lenders or mortgage brokers who work with non-QM wholesale lenders; they can connect you with options.