Chasing 4%: The Future of Mortgage Rates

Chasing 4%: The Future of Mortgage Rates

Mortgage rates are expected to gradually ease over the coming years, though a return to 4% remains a longer-term possibility. Past 4% levels were achieved during periods of strong monetary support, showing rates can fall when economic conditions shift significantly. A...

8 Tips for First-Time Home Buyers

First-time homebuyers should save for a down payment, typically 20%, and budget for additional costs like fees, moving, and furniture. Choose a neighborhood that fits long-term needs, prioritize must-haves, and get a home inspection to avoid surprises. Use a mortgage...

5 Reasons Enticing Me to Buy a Home Before 2025 Ends

5 Reasons Enticing Me to Buy a Home Before 2025 Ends

Slide 1 Mortgage rates dropped to around 6%, down from the 7.79% peak in 2023. Slide 2 Housing supply rose 15.7% in 2025, giving buyers 1.55 million homes to choose from. Slide 3 Home prices are still high but rising slower, with just 2.9% annual growth mid-2025....

22 Real Estate Investment Strategies

Real estate investing offers strategies for wealth building, passive income, and portfolio diversification, including buy-and-hold, fix-and-flip, REITs, and rental property diversification. REITs have shown stability and often outperform stocks over time, while...

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