Is a 31% Boom in Home Prices Possible by 2029?

US home prices ↑ 19.8% cumulatively from 2025 to 2029, averaging ↑ 3.7% annual growth.

Annual growth accelerates to ↑ 10.8% by 2027, then reaches ↑ 19.8% cumulative increase in 2029.

Optimistic forecasts predict up to ↑ 31% total growth by 2029, pessimistic as low as ↑ 0.6% in 2025.

Mortgage rates expected to stabilize between 6.4%-6.6% by end of 2025, influencing demand.

Tight inventory persists, supporting steady price growth despite affordability challenges through 2029.

Happy Labor Day

Happy Labor Day!
Labor Day is a day dedicated to honoring the contributions and achievements of workers and the labor movement.
It marks summer's informal end in the U.S., as schools often start after the holiday.
It offers a chance to ponder the historical strides in workers' rights and labor advancements.
Cheers to hardworking individuals on Labor Day! Your impact is truly appreciated. Thank you!
Happy Labor Day! Relax, Enjoy, and Make the Most of This Special Day!

8 Tips For First-Time Homebuyers

First-time homebuyers should follow eight essential steps: assess debt and ensure a manageable debt-to-income ratio, check and correct credit score errors, review budget for additional costs, determine down payment, get preapproved for a mortgage, identify desired home type, research neighborhoods, and compare mortgage rates. This preparation will help in confidently searching for a new home.

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2.25% Fed Rate: Coming by 2027?

Fed projects a 2% in rate cuts by end of 2027.
Forecast: Fed funds rate to decline to 2.25%–2.50% by late 2027.
Despite tariff-driven inflation bumps, slowing growth will push Fed to cut further.
10-year Treasury yield forecast to fall to 3.25% by 2028, down from 4.2% in 2024.
Fed sold $2 trillion in long-term securities since June 2022—quantitative tightening continues.

2025 Housing Forecast: Housing Prices up 3%

The experts forecast a 3% national housing price increase in 2025 due to limited supply.
High mortgage rates discourage homeowners from selling, keeping supply low and supporting price stability.

Will 2026 Finally Jumpstart Home Sales?

High mortgage rates in 2025 slowed home sales, but improvement is expected starting in 2026.

Experts predict existing home sales may ↑ 10–15% as conditions improve in 2026.

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