US home prices ↑ 19.8% cumulatively from 2025 to 2029, averaging ↑ 3.7% annual growth.
Annual growth accelerates to ↑ 10.8% by 2027, then reaches ↑ 19.8% cumulative increase in 2029.
Optimistic forecasts predict up to ↑ 31% total growth by 2029, pessimistic as low as ↑ 0.6% in 2025.
Mortgage rates expected to stabilize between 6.4%-6.6% by end of 2025, influencing demand.
Tight inventory persists, supporting steady price growth despite affordability challenges through 2029.