Buying a Home Early Can Significantly Increase Future Wealth
According to an Urban Institute study, homeowners who purchase a house before age 35 are better prepared for retirement at age 60.
The good news is, our younger generations are strong believers in homeownership.
According to a Freddie Mac survey,
“The dream of homeownership is alive and well within “Generation Z,” the demographic cohort following Millennials.
Our survey…finds that Gen Z views homeownership as an important goal. They estimate that they will attain this goal by the time they turn 30 years old, three years younger than the current median homebuying age (33).”
If these aspiring homeowners purchase at an early age, the Urban Institute study shows the impact it can have.
Based on this data, those who purchased their first homes when they were younger than 25 had an average of $10,000 left on their mortgage at age 60. The 50% of buyers who purchased in their mid-20s and early-30s had close to $50,000 left, but traditionally purchased more expensive homes.Although the vast majority of Gen Zers want to own a home and are somewhat confident in their future, “In terms of financial awareness, 65% of Gen Z respondents report that they are not confident in their knowledge of the mortgage process.”
Bottom Line
As the numbers show, you’re not alone. If you want to buy this year but you’re not sure where to start the process, let’s get together to help you understand the best steps to take from here.

How to Get Your Property Sale-Ready in 5 Steps
Enhance curb appeal: A well-maintained exterior creates trust and attracts buyers from the moment they arrive. Declutter and depersonalize: Remove personal items to allow buyers to imagine themselves in the space.

Utah: America’s Next Hot Growth Market
Utah ranks among the fastest-growing states in the US as of 2025. Utah balances outdoor adventure with economic opportunity. High quality of life draws nationwide movers. Young families flock to Utah’s vibrant tech scene. Utah’s lower-than-average living costs help...
Tips for selling a house fast
A Fannie Mae survey reveals that 86% of participants believe it's a bad time to buy a house due to affordability issues, with Freddie Mac reporting a 6.86% 30-year fixed mortgage rate. However, homeowners' perception of selling conditions remains positive....

Happy Fourth of July
To all great Americans around the world, a very Happy Fourth of July to you all. This day is incredibly significant as the day the United States officially became its own nation. Let’s celebrate America’s birthday with festivals, parades, fireworks and other festive...

Goldman Sees More Rate Cuts Ahead
Goldman Sachs expects 3 rate cuts in 2025, totaling 0.75%, while the Fed currently projects only two. Tariffs and higher costs are likely driving Goldman’s forecast, predicting slower growth and weaker consumer confidence

Have 3 Remodeling Options? High-Value Ones for 2025
Not all renovations boost home value; strategic improvements matter most for 2025. Energy-efficient upgrades like solar panels and insulation cut utility bills and attract budget-conscious buyers.

Can You Afford a 3-Bed Home in Utah in 2025?
In 2025, buying a home remains out of reach for many Americans as housing prices continue to rise. A recent report shows that in 35 out of 50 states, a 6-figure income is now required to afford a median-priced 3-bed home. In high-cost states like Utah, buyers need a...

Recession Coming? Turn It Into a Wealth Opportunity
Recessions often trigger Real Rstate dips, creating prime opportunities for investors to buy undervalued properties. Short sales and foreclosures surge during downturns, expanding inventory and increasing buyer negotiating power.

Fannie Mae Revises 2025 Growth Down to 3.4%
U.S. home prices are projected to grow 3.4% in 2025 and 3.3% in 2026. These forecasts are slightly lower than previous estimates of 3.8% for 2025 and 3.6% for 2026.

What’s the Cost to Rent 1,000 Sq Ft in Utah?
Utah has an avg rent of $1,612/mo. The avg apartment size is 920 sq ft. Rent per sq ft comes to about $1.75. Utah ranks among the more costly states for rental housing. It’s a competitive market for renters valuing both space and location.

How to Get Your Property Sale-Ready in 5 Steps
Enhance curb appeal: A well-maintained exterior creates trust and attracts buyers from the moment they arrive. Declutter and depersonalize: Remove personal items to allow buyers to imagine themselves in the space.

Utah: America’s Next Hot Growth Market
Utah ranks among the fastest-growing states in the US as of 2025. Utah balances outdoor adventure with economic opportunity. High quality of life draws nationwide movers. Young families flock to Utah’s vibrant tech scene. Utah’s lower-than-average living costs help...
Tips for selling a house fast
A Fannie Mae survey reveals that 86% of participants believe it's a bad time to buy a house due to affordability issues, with Freddie Mac reporting a 6.86% 30-year fixed mortgage rate. However, homeowners' perception of selling conditions remains positive....

Happy Fourth of July
To all great Americans around the world, a very Happy Fourth of July to you all. This day is incredibly significant as the day the United States officially became its own nation. Let’s celebrate America’s birthday with festivals, parades, fireworks and other festive...

Goldman Sees More Rate Cuts Ahead
Goldman Sachs expects 3 rate cuts in 2025, totaling 0.75%, while the Fed currently projects only two. Tariffs and higher costs are likely driving Goldman’s forecast, predicting slower growth and weaker consumer confidence

Have 3 Remodeling Options? High-Value Ones for 2025
Not all renovations boost home value; strategic improvements matter most for 2025. Energy-efficient upgrades like solar panels and insulation cut utility bills and attract budget-conscious buyers.

Can You Afford a 3-Bed Home in Utah in 2025?
In 2025, buying a home remains out of reach for many Americans as housing prices continue to rise. A recent report shows that in 35 out of 50 states, a 6-figure income is now required to afford a median-priced 3-bed home. In high-cost states like Utah, buyers need a...

Recession Coming? Turn It Into a Wealth Opportunity
Recessions often trigger Real Rstate dips, creating prime opportunities for investors to buy undervalued properties. Short sales and foreclosures surge during downturns, expanding inventory and increasing buyer negotiating power.

Fannie Mae Revises 2025 Growth Down to 3.4%
U.S. home prices are projected to grow 3.4% in 2025 and 3.3% in 2026. These forecasts are slightly lower than previous estimates of 3.8% for 2025 and 3.6% for 2026.

What’s the Cost to Rent 1,000 Sq Ft in Utah?
Utah has an avg rent of $1,612/mo. The avg apartment size is 920 sq ft. Rent per sq ft comes to about $1.75. Utah ranks among the more costly states for rental housing. It’s a competitive market for renters valuing both space and location.
[mlcalc default=”mortgage_only”]

