Here is an overview of affordable cities in Utah for homebuyers in 2025, highlighting median prices, cost of living, and unique features for each city. This provides an at-a-glance guide to communities where your housing dollar might stretch further.
Most Affordable Cities to Buy a Home in Utah (2025)
| City | Median Home Price | Why It’s Notable | Other Details |
|---|---|---|---|
| Ogden | ~$370,000–$373,000 | Historic downtown, walkable, mountain views | Utah Housing programs apply, strong community ties |
| Logan | ~$378,000–$383,000 | University town (Utah State), low cost of living | 10.5% below state average, good for students & young pros |
| Tooele | ~$385,000 | Spacious, overlooked commuter city | USDA loan eligible, large yards, growing amenities |
| Spanish Fork | ~$404,000–$425,000 | Suburban, family-friendly, outdoor activities | Lower-than-average rents, active events calendar |
| Provo | ~$425,000 | College town, scenic, close to SLC | Cheaper than Utah average, vibrant community |
| Eagle Mountain | ~$430,000–$520,000 | New builds, growing, affordable for Utah County | Lower property taxes, many new homes |
| Layton | ~$450,000–$535,000 | Central for SLC/Ogden commuters, good schools | Access to Air Force Base, larger lots |
| Saratoga Springs | ~$490,000 | Newer communities, Utah Lake views | Great for tech commuters, family-focused |
| Orem | ~$532,000 | BYU proximity, lots of new developments | Lower-than-state-average prices, suburban feel |
| St. George | ~$515,000 | Warm weather, outdoor paradise | Great for retirees, near Zion/Bryce NP |
| Roosevelt | ~$323,000 | Lowest median price, rural charm | 12% below national average, very affordable |
Highlights from Recent Reports:
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Ogden: Topping affordability lists, Ogden is a favorite for first-timers because of its lower prices, active downtown, and access to ski resorts and hiking.
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Logan: A true college town with low-cost living, abundant jobs, and outdoor activities nearby.
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Tooele: Offers the lowest entry point near the SLC metro—large lots and USDA-eligible mortgages make it attractive.
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Spanish Fork & Provo: Family-friendly, strong job market, parks, good public schools. Provo sits below the state’s median, making it popular for budget-conscious buyers.
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Eagle Mountain & Saratoga Springs: Both cities are growing fast, with new construction and incentives for first-time buyers. They provide great alternatives to Lehi or more expensive Utah County options.
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Layton and Orem: Popular for commuters, with good schools and a blend of new and established neighborhoods.
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St. George: Once considered pricier, now stands out for value relative to Southern Utah’s climate and outdoor lifestyle.
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Roosevelt: Most affordable median on the list—ideal if rural, small-town living suits your needs.