801-205-3500 or 801-205-1600 Gales@UtahRealty.us
Stop Wondering What Your Budget Is & Get Pre-Approved

Stop Wondering What Your Budget Is & Get Pre-Approved

Stop Wondering What Your Budget Is & Get Pre-Approved!

Stop Wondering What Your Budget Is & Get Pre-Approved! | MyKCM

In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show that you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search.

Even if you are not in an incredibly competitive market, understanding your budget will give you the confidence of knowing whether or not your dream home is within your reach.

Freddie Mac lays out the advantages of pre-approval in the ‘My Home’ section of their website:

“It’s highly recommended that you work with your lender to get pre-approved before you begin house hunting. Pre-approval will tell you how much home you can afford and can help you move faster, and with greater confidence, in competitive markets.”

One of the many advantages of working with a local real estate professional is that many have relationships with lenders who will be able to help you through this process. Once you have selected a lender, you will need to fill out their loan application and provide them with important information regarding “your credit, debt, work history, down payment and residential history.”

Freddie Mac describes the ‘4 Cs’ that help determine the amount you will be qualified to borrow:

  1. Capacity: Your current and future ability to make your payments
  2. Capital or cash reserves: The money, savings, and investments you have that can be sold quickly for cash
  3. Collateral: The home, or type of home, that you would like to purchase
  4. Credit: Your history of paying bills and other debts on time

Getting pre-approved is one of many steps that will show home sellers that you are serious about buying, and it often helps speed up the process once your offer has been accepted.

Bottom Line

Many potential homebuyers overestimate the down payment and credit scores necessary to qualify for a mortgage. If you are ready and willing to buy, you may be pleasantly surprised at your ability to do so today.

Stop Wondering What Your Budget Is & Get Pre-Approved

Stop Wondering What Your Budget Is & Get Pre-Approved

Stop Wondering What Your Budget Is & Get Pre-Approved! In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out....

Your 6-Month Mortgage Rate Forecast

Both mortgage interest rates and home prices are projected to rise throughout 2019. If you plan on buying a home this year, the time is now! Let's get together to discuss your plans today!

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first time buyer?

Ready for some Baby Steps Start looking for homes at https://Utah RealtyPlace.com/buying Let Marty be your guide to a new home! After all his is the most interesting Realtor in Utah! https://youtu.be/lqHiZgEy074    

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Home Affordability Factors

http://bit.ly/2P552tr Don't tell anyone but here is the secret link to daily home updates! Click Here How does my home compare to my Neighbors? Find out at Home Value

Buy now or Wait

http://bit.ly/2NgbA6L   Call us today to talk to a Master Certified Negotiation Expert & Certified Residential Specialist! Find out your options. ITS FREE TO ALL CONNECT UTAH MEMBERS Text or Voice Marty @ 801-205-3500 Laurie @...

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Mortgage Lending Video 2

Now that you're ready, it's time to get Pre-Approved. Let's take a look at how that works! Find the Right Lender for You! Our Trusted Lenders

Closing The Sale Video 5

Your offer got accepted, CONGRATULATIONS! But don't start moving in yet, there is still the Escrow process which takes an average of 30 days but can be as long as 6 months or as short as 3 days! Our Title People are Real Super Heroes!

The Offer Video 4

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The Home Search Video 3

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Buying a Home in Utah

  Sometimes I don't use all 8 of my Designations my friends >>>.... But sometimes I do! Don't settle for less go with the Best! Martin Gale, MCNE, CNE, CPRES, CRS, ABR, CDPE, SFR, EPRO. OVER 30 YEARS FULL TIME EXPERIENCE   [video...

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First Time Buyers

Find the best Negotiator for your first home! http://utahrealtyplace.com/marty-gale http://bit.ly/2uoF4Jg

Find a Real Estate Professional

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Free Home Magazine

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http://bit.ly/2LkYR2R http://www.simplifyingthemarket.com/en/buyers/?a=405191-bf9ce7799899cf839e0bf0e261497d3e http://www.simplifyingthemarket.com/en/sellers/?a=405191-bf9ce7799899cf839e0bf0e261497d3e

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http://bit.ly/2jElfHU Utah Realty uses Cory Clayson of Amerispec

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Homekeepr

I am putting together a list of my favorite businesses. If you would like a copy of the list or if you would like to refer or recommend or if you want to be on the list yourself. It's Free.  Follow this Link

Ultimate Sellers Guide

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Free Expert Home Evaluation [advanced_iframe securitykey="65d612b00c4a9e142a2baed3667b9d4fc85250c7" src="https://listings.utahrealtyplace.com/idx/homevaluation"...

MASTER BATHROOM REMODEL

https://realtytimes.com/consumeradvice/homeownersadvice/item/1014870-20180209-lessons-learned-from-a-master-bathroom-remodel?rtmpage=GaleTeam

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Grant Money for Down Payment

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MCNE

MCNE

Utah has 23 Master Certified Negotiation Experts I am glad to be one of them.  

For Sale Town Home 339 N 1400 W Midway Utah 84049

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Salt Lake City Utah Realtor Real Estate Agent

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Find Homes for Sale in Sandy, Utah See 10 of the newest listings for sale in sandy Utah  Sandy Utah Homes for sale in Sandy Utah start in the low $100,000's with several homes in Sandy selling in the millions.  There are between 150 and 500 homes for sale in Sandy...

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A low down payment. Lower credit requirements. More purchase power. The many benefits of an FHA mortgage may surprise you! [pdf-embedder url="http://utahrealtyplace.com/wp-content/uploads/2017/04/The-Benefits-of-an-FHA-Loan.pdf" title="The Benefits of an FHA...

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Statewide residential listings for Utah. Utah Real Estate Listings. Displayed are Residential homes. Our website contains ALL listings from ALL Real Estate Agents in the state. Map of all the active homes in the MLS. These properties come and go fast! Check our site...

Homes for Sale in Utah

Utah Homes For Sale, Utah Real Estate with Utah Realty Find homes in Utah for Sale right here. The most and the newest listings from the MLS, Wasatch Front Regional Multiple Listing service. Free State wide list of homes for sale.

Union Workers Make Our Nation Great!

Union Workers Make Our Nation Great!

Up to $2000 Cash Back when you sell your home with us! We are here to earn your respect as the trusted adviser when it comes to your home. Utah Realty has created a unique program that rewards you with cash at closing for calling us instead of another agent when you...

Top Agent in West Jordan Utah

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Search Utah MLS Salt Lake City Listings

Search Salt Lake MLS Listings. We specialize in assisting buyers and sellers all over the state of Utah. Searching for Real Estate in Utah? Our website contains every listing that is active.  ALL listings from ALL Real Estate Companies in Utah including Salt Lake...

The House The Pot Belly Pig, and the Crazy Aunt

The House The Pot Belly Pig, and the Crazy Aunt

BY MARTY AND LAURIE GALE Real Estate Broker/Owner with Utah Realty 5451933-PB00 Share: May 20, 2010 04:58 AM The characters consist of my past client, her grandmother (the retired librarian on oxygen), the grandma's caregiver (live-at-home bachelor son) and the aunt...

need to sell my house fast

need to sell my house fast

There are a number of reasons people  need to sell their house.  So if you’re on a deadline to sell quick, you might feel entirely alone in your circumstance. This is because most people who sell their home do it the traditional method, believing that there is no...

What to Check During the Final Walk-through:

What to Check During the Final Walk-through:

Those 24 hours before closing —  the home stretch to homeownership — is crucial. Preparation is key. The “final walk through” is your chance to make sure the buyer is getting exactly what they’re paying for. Bring a copy of your contract to ensure all included...

Tips for Moving Into Your New Home

Tips for Moving Into Your New Home

Congratulations, you've bought your home and it's move-in time. Wait! Before you move in, read on to get some practical and important tips. Change the locks. You've closed escrow and the keys to your new home are yours. The first thing you should do is change the...

Divorced and Selling My Home

Selling the House When You Divorce   One of the options you have to deal with the house during divorce is to sell it and divide the proceeds. If neither spouse wants to stay in the family home, or if neither can afford to buy out the other, you can put the...

March Madness Give Away

March Madness Give Away

March Madness March Madness Referral Bonus and Rebate - $650 total Spring is upon us and we are excited for the opportunity to work with the people around you. If you can think of anyone that needs to buy or sell that could use an extra $500! If you, your company or a...

Attention Home Buyers

Notice Consumer Warning!! Attention Home Buyers!! Attention Home Sellers!! Is the Home You are Looking at ON-LINE Really For Sale??? Did you know the facts about where listings are originated? Buyers beware of the Large Corporate Sites acting as posers in our real...

For Sale By Owner

For Sale By Owner

  For Sale by  Owner Why some homeowners try to sell their home on their own. So is this a good idea? Many past For Sale By Owners say “ this wasn’t such a good idea”. Top reasons that sabotage a For Sale by Owner. 1. So many people to keep track of and Negotiate...

Your 6-Month Mortgage Rate Forecast

Both mortgage interest rates and home prices are projected to rise throughout 2019. If you plan on buying a home this year, the time is now! Let’s get together to discuss your plans today!

Stop Wondering What Your Budget Is & Get Pre-Approved

Stop Wondering What Your Budget Is & Get Pre-Approved

Stop Wondering What Your Budget Is & Get Pre-Approved! In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out....

Your 6-Month Mortgage Rate Forecast

Both mortgage interest rates and home prices are projected to rise throughout 2019. If you plan on buying a home this year, the time is now! Let's get together to discuss your plans today!

5 Reasons to Sell Your House This Summer with Utah Realty

5 Reasons to Sell Your House This Summer with Utah Realty

5 Reasons to Sell Your House This Summer with Utah Realty Here are 5 compelling reasons listing your home for sale this summer makes sense. 1. Demand Is Strong The latest Buyer Traffic Index  from the National Association of Realtors (NAR) shows that buyer demand...

Utah Gen X Time For Your Dream Home

Utah Gen X Time For Your Dream Home

Time for Your Dream Home, Gen X! During the housing market crash, Gen X homeowners lost more wealth than other generations. However, things are changing now! A strong economy, increasing home prices, and the recovery of the housing market are helping this generation...

3 Things to Know in the Housing Market Today in Utah!

3 Things to Know in the Housing Market Today in Utah!

3 Things to Know in the Housing Market Today! A lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative. Some we just don’t know yet. The following three areas of...

2 Myths Holding Back Utah Home Buyers

2 Myths Holding Back Utah Home Buyers

2 Myths Holding Back Home Buyers Freddie Mac recently released a report entitled, “Perceptions of Down Payment Consumer Research.” Their research revealed that, “For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of...

What is Important to Boomers when Selling their House

What is Important to Boomers when Selling their House

What is Important to Boomers when Selling their House? If you are a “baby boomer” (born between 1946 and 1964), you may be thinking about selling your current home. Your children may have finally moved out. Your large, four-bedroom house with three bathrooms no longer...

The Feeling You Get from Owning Your Home – Utah Realty

The Feeling You Get from Owning Your Home – Utah Realty

The Feeling You Get from Owning Your Home We often talk about the financial reasons why buying a home makes sense. But, more often than not, the emotional reasons are the more powerful and compelling ones. No matter what shape or size your living space is, the concept...

June is National Homeownership Month

June is National Homeownership Month

Some Highlights: June is National Homeownership Month! Now is a great time to reflect on the many benefits of homeownership that go way beyond the financial. What reasons do you have to own your own home?

Housing Affordability Index Today

Housing Affordability Index Today

The Ultimate Truth about Housing Affordability Courtesy of Marty Gale Utah Realty  There have been many headlines decrying an “affordability crisis” in the residential real estate market. While it is true that buying a home is less affordable than it had been over the...

Utah Realty Blog of the day – Impact of home staging

Utah Realty Blog of the day – Impact of home staging

The Impact Staging Your Home Has On Your Sale Price. Utah Realty educational blog of the day Some Highlights: The National Association of Realtors surveyed their members & released the findings of their Profile of Home Staging. 62% of seller’s agents say that...

Top Days to List Your Home for Sale in Utah by Utah Realty

Top Days to List Your Home for Sale in Utah by Utah Realty

Top Days to List Your Home for Sale Some Highlights: ATTOM Data Solutions conducted an analysis of more than 29 million single family home and condo sales over the past eight years to determine the top days to list your home for sale. The top five days to list your...

Are Older Generations in Utah Really Not Selling Their Homes

Are Older Generations in Utah Really Not Selling Their Homes

Are Older Generations Really Not Selling Their Homes? Many studies suggest one of the main reasons for the inventory shortage in today’s market of homes for sale is that older generations have chosen to “age in place” over moving. The 2019 Home Buyers & Sellers...

Searching for your Utah Dream Home

Searching for your Utah Dream Home

Starting the Search for Your Dream Home? Here Are 5 Tips! In today’s real estate market, low inventory dominates the conversation in many areas of the country. It can often be frustrating to be a first-time homebuyer if you aren’t prepared. In...

Utah Home Prices

Utah Home Prices

Salt Lake City's Home Prices Keep Climbing   Salt Lake home prices have increased nearly 47 percent over the past five years, and more than 371 percent since 1991, according to a recent report by the Federal Housing Finance Agency. Nationwide, home prices have...

Utah Realty Presents A Tale of Two Markets

Utah Realty Presents A Tale of Two Markets

Utah Realty Presents A Tale of Two Markets [INFOGRAPHIC] Some Highlights: An emerging trend for some time now has been the difference between available inventory and demand in the premium and luxury markets and that in the starter and trade-up markets and what those...

Cost of Renting vs Buying – Utah Realty

Cost of Renting vs Buying – Utah Realty

The Cost of Renting vs. Buying This Spring Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (27.7%) vs. the percentage needed to buy a...

Your Fabulous New Dream Home is Now Available

Your Fabulous New Dream Home is Now Available

Your Fabulous New Dream Home is Now Available Over the last several years, many “baby boomers” have undergone a metamorphosis. Their children have finally moved out and they can now dream about their own future. For many, a change in lifestyle might necessitate a...

How Quickly Can You Save Your Down Payment

How Quickly Can You Save Your Down Payment

How Quickly Can You Save Your Down Payment? Saving for a down payment is often the biggest hurdle for a first-time homebuyer. Depending on where you live, median income, median rents, and home prices all vary. So, we set out to find out how long it would take to save...

Low Inventories Leave You Choices That Take Some TLC

Low Inventories Leave You Choices That Take Some TLC

With Inventory Low: Will Your Dream Home Need Some TLC? According to a new survey from Move.com, the wave of first-time homebuyers hitting the market this summer has resulted in an interesting statistic. Nearly 60% of buyers searching for a home this spring are...

Utah Realty can Knock out a Great Deal for You

Utah Realty can Knock out a Great Deal for You

Selling Your House: Here’s Why You Need A Pro In Your Corner! With home prices on the rise and buyer demand still strong, some sellers may be tempted to try to sell their homes on their own rather than using the services of a real estate professional. Real estate...

Homeowners – Now Is A Good Time To Sell Your House

Homeowners – Now Is A Good Time To Sell Your House

Homeowners: Now Is A Good Time To Sell Your House Every month, the National Association of Realtors (NAR) releases their Seller Traffic Index as a part of their Realtors Confidence Index. In the latest release, NAR reported that homeowners have been reluctant to sell...

Buyer Demand Surging in Utah as Spring Market Begins

Buyer Demand Surging in Utah as Spring Market Begins

Buyer Demand Surging in Utah as Spring Market Begins Last fall, some predicted that the 2019 residential real estate market would be a disaster. There was even belief we might experience a housing crash like the one that occurred during the last decade. However,...

Are Low Interest Rates Here to Stay

Are Low Interest Rates Here to Stay

Are Low Interest Rates Here to Stay? Interest rates for a 30-year fixed rate mortgage have been on the decline since November, now reaching lows last seen in January 2018. According to Freddie Mac’s latest Primary Mortgage Market Survey, rates came in at 4.12% last...

3 Questions You Need To Ask Before Buying A Home

3 Questions You Need To Ask Before Buying A Home

3 Questions You Need To Ask Before Buying A Home If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family have your best interests at heart, they may not be fully aware of your needs and what is...

Why should I use a Realtor® to sell my home

Why should I use a Realtor® to sell my home?  By Marty Gale Does selling my home myself save me money?   I recently received a call from a Mortgage originator (Loan Officer) that is a friend of mind. What prompted me to write this article was a discussion he had...

home price appreciation each month for over a year

home price appreciation each month for over a year

Home Value Appreciation Stops Falling, Begins to Stabilize The percentage of home price appreciation on a year-over-year basis has decreased each month for over a year. The question was how far annual appreciation would fall. It seems we may now have the answer. In a...

Utah Buyer Demand Will Be Strong for Years

Utah Buyer Demand Will Be Strong for Years

Home Buyer Demand Will Be Strong for Years to Come There has been a lot written about millennials and their preference to live in city centers above their favorite pizza place. Some have even gone so far as to say that millennials are a “Renter-Generation”. And while...

Pet-Friendly Homes Are in High Demand

Pet-Friendly Homes Are in High Demand

Why Pet-Friendly Homes Are in High Demand One of the many benefits of owning your own home is the freedom to find your ‘furever’ friend. By pointing out the aspects of your home that make it ‘pet-friendly’ in your listing, you’ll attract these buyers, rather than...

Selling Your Family Home is a Type of Loss

Selling Your Family Home is a Type of Loss

Selling Your Family Home is a Type of Loss It’s easy to tell yourself that your house is just a building made of walls and ceilings and light fixtures and flooring, but when it comes time to sell, you may start to feel the sting of grief. After all, you don’t know if...

3 Graphs About Today’s Real Estate Market

3 Graphs About Today’s Real Estate Market

3 Graphs that Show What You Need to Know About Today’s Real Estate Market The Housing Market has been a hot-topic in the news lately. Depending on which media outlet you watch, it can start to be a bit confusing to understand what’s really going on with interest rates...

Now is the Time to Move-Up

Now is the Time to Move-Up

Looking to Upgrade Your Current Home? Now’s the Time to Move-Up! In every area of the country, homes that are priced at the top 25% of the price range for that area are considered to be Premium Homes. In today’s real estate market there are deals to be had at the...

Utah Home Prices Top Three In the Country

Utah Home Prices Top Three In the Country

Utah home prices increased 9.80 percent in the fourth quarter year-over-year, giving the state the third fastest growing home prices nationally, according to the Federal Housing Finance Agency. Idaho was No. 1, with prices there rising 11.93 percent. North Dakota was...

what credit score do you need to buy a house in utah

what credit score do you need to buy a house in utah

What Credit Score Do You Need To Buy A House? There are many misconceptions about the credit score needed to buy a house. Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be considered for a mortgage. The reality is they are...

Housing Crash in Utah

Housing Crash in Utah

3 Reasons Why We Are Not Heading Toward Another Housing Crash With home prices softening, some are concerned that we may be headed toward the next housing crash. However, it is important to remember that today’s market is quite different than the bubble market of...

first time buyer?

Ready for some Baby Steps Start looking for homes at https://Utah RealtyPlace.com/buying Let Marty be your guide to a new home! After all his is the most interesting Realtor in Utah! https://youtu.be/lqHiZgEy074    

How To List Your Home for the Best Price

How To List Your Home for the Best Price

How To List Your Home for the Best Price If your plan for 2019 includes selling your home, you will want to pay attention to where experts believe home values are headed. According to the latest Home Price Index from CoreLogic, home prices increased by 4.7% over the...

Why It Makes No Sense to Wait for Spring to Sell

Why It Makes No Sense to Wait for Spring to Sell

Why It Makes No Sense to Wait for Spring to Sell The price of any item (including residential real estate) is determined by the theory of ‘supply and demand.’ If many people are looking to buy an item and the supply of that item is limited, the price of that item...

The Difference Having a Professional on Your Side Makes

The Difference Having a Professional on Your Side Makes

The Difference Having a Professional on Your Side Makes In today’s fast-paced world, where answers are a Google search away, there are some who may wonder what the benefits of hiring a real estate professional to help them in their home search are. The truth is, with...

Utah Housing Loan Changes

Utah Housing Loan Changes

Did you know? Utah Housing has made some changes to our Loan Programs; these changes will become effective with Mortgage Purchase Agreements (interest rate locks) issued on or after February 11, 2019.  https://utahhousingcorp.org/   HomeAgain: May include an...

Average Home Mortgage Rates Over Time

Average Home Mortgage Rates Over Time

With interest rates still around 4.5%, now is a great time to look back at where rates have been over the last 40 years. Rates are projected to climb to 5.0% by this time next year according to Freddie Mac. The impact your interest rate makes on your monthly mortgage...

Will Home Prices Continue to Increase

Will Home Prices Continue to Increase

There are many unsubstantiated theories about what is happening with home prices. From those who are worried that prices are falling (data shows this is untrue), to those who are concerned that prices are again approaching boom peaks because of “irrational...

Is your Moving Company Safe?

Find out on this Federal Website if the Moving company you want to use is safe.    Moving Company Nightmare Courtesy of KSL.com KSL Investigates: A moving company nightmare

Home Affordability Factors

http://bit.ly/2P552tr Don't tell anyone but here is the secret link to daily home updates! Click Here How does my home compare to my Neighbors? Find out at Home Value

Buy now or Wait

http://bit.ly/2NgbA6L   Call us today to talk to a Master Certified Negotiation Expert & Certified Residential Specialist! Find out your options. ITS FREE TO ALL CONNECT UTAH MEMBERS Text or Voice Marty @ 801-205-3500 Laurie @...

National Hottest Real Estate Markets

National Hottest Real Estate Markets

Salt Lake City used to be one of the hottest real estate markets in the country, but now is ranked No. 116 out of 300 metros in the month of August, according to Realtor.com. Salt Lake is a "slightly hot" market that is "cooling down." Median...

Days on Market April to June of 2018

Days on Market April to June of 2018

Hot Sellers Market is Cooling of as Fall Approaches   Stats are for April, May, and June of 2018 Secong Quarter of 2018 (April-June) An article in Realtor Magazine. The fall season is cooling down more than the temperature outside; it's also putting a...

Real Estate Reality Show Myths

Real Estate Reality Show Myths

http://bit.ly/2w14Wve   Have you ever been flipping through the channels, only to find yourself glued to the couch in an HGTV binge session? We’ve all been there, watching entire seasons of “Love it or List it,” “Million Dollar Listing,” “House...

What does Backup Offer Mean

What does Backup Offer Mean

Please keep in mind that most listing status changes must be made within three (3) business days of the date the status change occurs, with the exception of listings which are Canceled (change within 24 hours) and listings which are Sold (change within 5 business...

Mortgage Lending Video 2

Now that you're ready, it's time to get Pre-Approved. Let's take a look at how that works! Find the Right Lender for You! Our Trusted Lenders

Closing The Sale Video 5

Your offer got accepted, CONGRATULATIONS! But don't start moving in yet, there is still the Escrow process which takes an average of 30 days but can be as long as 6 months or as short as 3 days! Our Title People are Real Super Heroes!

The Offer Video 4

The Offer Video 4

It's everything you dreamed of! The perfect size, ideal floor plan, prime location, you have no problem calling this "Home" .... except it's not your's yet. Let's get into the Offer and Negotiation Process! Here's a little tip. Find a real certified...

The Home Search Video 3

Time to start your home search! The best way  to get homes you like is to use our Exclusive Home Search Tool!  We Bring You Newly Listed Properties When Ever any Broker or Agent in the State Lists a Property!

Buying a Home in Utah

  Sometimes I don't use all 8 of my Designations my friends >>>.... But sometimes I do! Don't settle for less go with the Best! Martin Gale, MCNE, CNE, CPRES, CRS, ABR, CDPE, SFR, EPRO. OVER 30 YEARS FULL TIME EXPERIENCE   [video...

Find An Experienced Realtor

87% of real estate agents fail in the first 5 years of entering the industry, according to The National Association of Realtors. 75% of you fail in the very first year, according to NAR. Ouch! Those numbers are sobering for sure, but they are...

Highest Median Prices in Salt Lake County

Highest Median Prices in Salt Lake County

Article courtesy of Salt Lake Board of Realtors Salt Lake County home prices continued to climb in the second quarter of 2018, according to the Salt Lake Board of Realtors®. The median single-family home price in the April-through-June period increased to...

2019 to 2023 The next 4 years

What is Utah Real Estate Going to do in the next 3- 4 years? If interest rates creep up to about 5% the inventories will fatten up and prices will either adjust down ever so slightly or remain the same for the next 18 months. A giant elephant in the room, no one seems...

First Time Buyers

Find the best Negotiator for your first home! http://utahrealtyplace.com/marty-gale http://bit.ly/2uoF4Jg

Find a Real Estate Professional

Find a Real Estate Professional

A professional is defined many ways in real estate. Find a professional that has been certified. Look for a CRS or a MCNE. UtahRealtyPlace.com has Marty Gale who is the only Realtor in the State of Utah with Both. http://bit.ly/2tQ0QF9 Unlock...

For Sale By Owner

  Just think if you hire a Certified Residential Specialist that is a Master Certified Negotiation Expert! Last I checked the only on in the State of Utah is Marty Gale with Utah Realty. If more buyers see a home, the greater the chances...

Business plan for commercial startup

To access the business plan template go to www.sba.gov. Please call if you have questions (801) 205-1600. Search for Commercial Real Estate in Utah  Your link for Commercial Real Estate in Utah Laurie Gale - Commercial Realtor

Free Home Magazine

Real Estate Matters Blog Utah Realty provides solid content for readers who want to learn more about the market and Utah real estate. Join Our Newsletter Stay current on Utah Real...

Whats Up With Interest Rates?

http://bit.ly/2LkYR2R http://www.simplifyingthemarket.com/en/buyers/?a=405191-bf9ce7799899cf839e0bf0e261497d3e http://www.simplifyingthemarket.com/en/sellers/?a=405191-bf9ce7799899cf839e0bf0e261497d3e

Diane Hill Design – The Science Of Color

Diane Hill Design – The Science Of Color

The Science of Color What color inspires you?  You can tell usually by want color your favorite clothing is.  What you like to wear always influences you in a positive light. Your personality plays a role on what colors you are attracted to. When selling your home,...

http://bit.ly/2jElfHU Utah Realty uses Cory Clayson of Amerispec

How to Pick A Real Estate Agent

How to Pick A Real Estate Agent

How do I  Pick a Real Estate Agent? 25,371 People with an Active Real Estate License  ( Anyone that passes the State Test) 14560 People that are Realtors in Utah  (These people need to adhere to a stricter code of ethics and belong to Utah Real Estate...

Housing Price Increase Puts Utah in the Top Ten

Housing Price Increase Puts Utah in the Top Ten

Utah ranks in the Top 10 states when it comes to the highest percent change in house appreciation, according to the House Price Index by the Federal Housing Finance Agency. The report noted that Utah home prices have appreciated 46.03 percent in the past...

Waiting to Buy a Home In Utah

If home prices appreciate by 5.2% over the next twelve months as predicted by CoreLogic, here is a simple demonstration of the impact that an increase in interest rate would have on the mortgage payment of a home selling for approximately...

How Much Has Your Value Increased

Do you currently own? Find out how much your home has gone up? Free market Value Report at: https://listings.utahrealtyplace.com/idx/homevaluation Just click and fill out the details of your home and we'll do the rest! http://bit.ly/2KucRXF

Utah top 5 states for Millennial home ownership

Way to Go Millennials! Utah is one of the top 5 states with the Highest Millennial Homeownership! Find or Sell a Millennial Home here>>>https://utahrealtyplace.com/ We go the extra mile to speak, Text, Instagram your language. Yes I know, facebook...

Getting Ready to Sell My Home, Can I Take My Firearms?

Getting Ready to Sell My Home, Can I Take My Firearms?

Before moving out of Utah Beware of other States Gun Laws! Read the fine print. If you are moving out of the State of Utah and have Firearms check that State firearm law. Some states will arrest you and charge you for having a firearm in your vehicle....

midway townhome swiss alpenhof Heber Utah

midway townhome swiss alpenhof Heber Utah

New Price !    $498,000 Town Home in Scenic Midway Utah Located in the Swiss Alpenholf Planned Unit Development 4775 Square Feet with 4 bedrooms, 3 baths 3 family rooms. Back yard with mountain views. About Midway Midway is a city in Wasatch County, Utah, United...

Existing Home Sales on the Rise

Existing Home Sales on the Rise

  Existing-home sales rose slightly during February after two consecutive months of regression. Total existing-home sales increased by 3 percent last month to a seasonally-adjusted average of 5.54 million, according to the National Association of...

Homekeepr

I am putting together a list of my favorite businesses. If you would like a copy of the list or if you would like to refer or recommend or if you want to be on the list yourself. It's Free.  Follow this Link

Ultimate Sellers Guide

Ultimate Sellers Guide

Free Expert Home Evaluation [advanced_iframe securitykey="65d612b00c4a9e142a2baed3667b9d4fc85250c7" src="https://listings.utahrealtyplace.com/idx/homevaluation"...

MASTER BATHROOM REMODEL

https://realtytimes.com/consumeradvice/homeownersadvice/item/1014870-20180209-lessons-learned-from-a-master-bathroom-remodel?rtmpage=GaleTeam

Why Work with a Realtor

Why Work with a Realtor

8 Reasons Why You Should Work With a REALTOR® Not all real estate practitioners are REALTORS®. The term REALTOR® is a registered trademark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS® and subscribes to...

Salt Lake County Home Prices

Salt Lake County Home Prices

[masterslider id="1"]   SANDY (Oct. 31, 2017) – The price of a single-family home increased to its highest point ever before, according to the Salt Lake Board of Realtors®. In the July-August-September quarter, the median price of a Salt Lake County...

Realtors with HEART

Realtors with HEART

Helping Families With Home Matters Real Estate With H.E.A.R.T.   H onest, Helpful E xtraordinary A chieve, Action,  Amazed R ealistic, Remarkable, Responsible, Ready T op Producing,  Trustworthy NEVER MISS A PRICE DROP OR NEW LISTING SAVE...

5 KITCHEN STYLES TO WATCH FOR

The L-shaped kitchen has nudged aside the U-shaped kitchen to become the most popular layout among U.S. homeowners changing their kitchen layout in a remodel, according to recent Houzz data. And farmhouse style has unseated traditional style for a spot in...

Find Cheap Homes for Sale in Utah

Find Cheap Homes for Sale in Utah

UTAH Short Sales, FSBO, Bank Owned, and Tax Sales Bargains Search bargain homes in Utah now to see the freshest listings of short sales, rent to own and tax sales. Buy from a seller using these creative sales strategies, and you can save you thousands on...

Wasatch County Cheap Homes

Wasatch County Cheap Homes

Bargain homes and other real estate in Wasatch County, Utah Search Wasatch County, Utah Bargain homes. See information on particular Bargain home or get Wasatch County, Utah real estate trend as you search. Besides our Bargain homes, you can find other...

It pays to hire professional Realtors

Do it yourself companies Utah Division of Real Estate HOMIE, INC., real estate brokerage, Draper, Utah. In a stipulated order dated October 18, 2017, Homie, Inc. admitted to offering a variety of services to individuals seeking to sell or buy real estate located in...

Grant Money for Down Payment

Grant Money for Down Payment

Grant Money you don't have to pay back? WOW! We will have several 5K grants that may be applied to the down payment. Grant money will be available in mid-January, so start lining up your clients. There will be a limited number and will be awarded...

Salt Lake County Top 10 Highest Price Cities

Salt Lake County Top 10 Highest Price Cities

  Price of Salt Lake Homes Hits New High The price of a single-family home has increased to its highest point ever before, according to the Salt Lake Board of Realtors®. In the July-August-September quarter, the median price of a Salt Lake...

Welcome Tanna Barker New Associate with Utah Realty

Welcome Tanna Barker New Associate with Utah Realty

Press Release,   Utah Realty is incredibly pleased to announce that Tanna Barker, a new real estate agent has joined our team. We are excited to work with her and know you will be too. Tanna  has over 20 years of experience working with...

MCNE

MCNE

Utah has 23 Master Certified Negotiation Experts I am glad to be one of them.  

For Sale Town Home 339 N 1400 W Midway Utah 84049

For Sale Town Home 339 N 1400 W Midway Utah 84049

Located west of Homestead Drive. Turn west on to Swiss Alpine Rd. Left on 1320 West. Right on 365 North. Nestled in the foothills of midway with scenic views of Heber Valley and the Wasatch back. This spacious home has a large island kitchen, main floor master suite,...

Divorce and the House

Divorce and the House Often the house where the two of you have lived together will be the single largest asset of the marriage. In most cases, you and your spouse have owned the house jointly, and you owe money on the mortgage jointly. Often one of you will be moving...

Top reasons that sabotage a For Sale by Owner

FOR SALE BY OWNER?? Why some homeowners try to sell their home on their own. So is this a good idea? Many past For Sale By Owners say “ this wasn’t such a good idea”. Top reasons that sabotage a For Sale by Owner. 1. So many people to keep track of and Negotiate With....

Salt Lake City Utah Realtor Real Estate Agent

Salt Lake City Utah Realtor Real Estate Agent

When searching for a top real estate agent or Realtor in Salt Lake City, Utah is it best to find the most popular or the most qualified?  Believe it or not there is a difference. You can find the guy or gal the advertises on the radio constantly and try to get in...

Homes For Sale Sandy Utah

Find Homes for Sale in Sandy, Utah See 10 of the newest listings for sale in sandy Utah  Sandy Utah Homes for sale in Sandy Utah start in the low $100,000's with several homes in Sandy selling in the millions.  There are between 150 and 500 homes for sale in Sandy...

Benefits of a FHA Mortgage In Utah

Benefits of a FHA Mortgage In Utah

A low down payment. Lower credit requirements. More purchase power. The many benefits of an FHA mortgage may surprise you! [pdf-embedder url="http://utahrealtyplace.com/wp-content/uploads/2017/04/The-Benefits-of-an-FHA-Loan.pdf" title="The Benefits of an FHA...

Utah Homes For Sale

Statewide residential listings for Utah. Utah Real Estate Listings. Displayed are Residential homes. Our website contains ALL listings from ALL Real Estate Agents in the state. Map of all the active homes in the MLS. These properties come and go fast! Check our site...

Homes for Sale in Utah

Utah Homes For Sale, Utah Real Estate with Utah Realty Find homes in Utah for Sale right here. The most and the newest listings from the MLS, Wasatch Front Regional Multiple Listing service. Free State wide list of homes for sale.

Union Workers Make Our Nation Great!

Union Workers Make Our Nation Great!

Up to $2000 Cash Back when you sell your home with us! We are here to earn your respect as the trusted adviser when it comes to your home. Utah Realty has created a unique program that rewards you with cash at closing for calling us instead of another agent when you...

Top Agent in West Jordan Utah

Searching for a  Top Realtor in West Jordan, Utah? When searching for a top agent or Realtor in West Jordan, Utah is it best to find the most popular or the most qualified?  Believe it or not there is a difference. You can find the guy or gal the advertises on the...

Search Utah MLS Salt Lake City Listings

Search Salt Lake MLS Listings. We specialize in assisting buyers and sellers all over the state of Utah. Searching for Real Estate in Utah? Our website contains every listing that is active.  ALL listings from ALL Real Estate Companies in Utah including Salt Lake...

The House The Pot Belly Pig, and the Crazy Aunt

The House The Pot Belly Pig, and the Crazy Aunt

BY MARTY AND LAURIE GALE Real Estate Broker/Owner with Utah Realty 5451933-PB00 Share: May 20, 2010 04:58 AM The characters consist of my past client, her grandmother (the retired librarian on oxygen), the grandma's caregiver (live-at-home bachelor son) and the aunt...

need to sell my house fast

need to sell my house fast

There are a number of reasons people  need to sell their house.  So if you’re on a deadline to sell quick, you might feel entirely alone in your circumstance. This is because most people who sell their home do it the traditional method, believing that there is no...

What to Check During the Final Walk-through:

What to Check During the Final Walk-through:

Those 24 hours before closing —  the home stretch to homeownership — is crucial. Preparation is key. The “final walk through” is your chance to make sure the buyer is getting exactly what they’re paying for. Bring a copy of your contract to ensure all included...

Tips for Moving Into Your New Home

Tips for Moving Into Your New Home

Congratulations, you've bought your home and it's move-in time. Wait! Before you move in, read on to get some practical and important tips. Change the locks. You've closed escrow and the keys to your new home are yours. The first thing you should do is change the...

Divorced and Selling My Home

Selling the House When You Divorce   One of the options you have to deal with the house during divorce is to sell it and divide the proceeds. If neither spouse wants to stay in the family home, or if neither can afford to buy out the other, you can put the...

March Madness Give Away

March Madness Give Away

March Madness March Madness Referral Bonus and Rebate - $650 total Spring is upon us and we are excited for the opportunity to work with the people around you. If you can think of anyone that needs to buy or sell that could use an extra $500! If you, your company or a...

Attention Home Buyers

Notice Consumer Warning!! Attention Home Buyers!! Attention Home Sellers!! Is the Home You are Looking at ON-LINE Really For Sale??? Did you know the facts about where listings are originated? Buyers beware of the Large Corporate Sites acting as posers in our real...

For Sale By Owner

For Sale By Owner

  For Sale by  Owner Why some homeowners try to sell their home on their own. So is this a good idea? Many past For Sale By Owners say “ this wasn’t such a good idea”. Top reasons that sabotage a For Sale by Owner. 1. So many people to keep track of and Negotiate...

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What You Need to Know About Private Mortgage Insurance (PMI)  Utah Realty

What You Need to Know About Private Mortgage Insurance (PMI) Utah Realty

What You Need to Know About Private Mortgage Insurance (PMI)  Courtesy of Utah Realty

What You Need to Know About Private Mortgage Insurance (PMI) | MyKCM

Whether it is your first time or your fifth, it is always important to know all the facts when it comes to buying a home. With the large number of mortgage programs available that allow buyers to purchase homes with down payments below 20%, you can never have too much information about Private Mortgage Insurance (PMI).

What is PMI?

Freddie Mac defines PMI as:

“An insurance policy that protects the lender if you are unable to pay your mortgage. It’s a monthly fee, rolled into your mortgage payment, that is required for all conforming, conventional loans that have down payments less than 20%.

Once you’ve built equity of 20% in your home, you can cancel your PMI and remove that expense from your mortgage payment.”

As the borrower, you pay the monthly premiums for the insurance policy, and the lender is the beneficiary. Freddie Mac goes on to explain that:

“The cost of PMI varies based on your loan-to-value ratio – the amount you owe on your mortgage compared to its value – and credit score, but you can expect to pay between $30 and $70 per month for every $100,000 borrowed.” 

According to the National Association of Realtors, the average down payment for all buyers last year was 13%. For first-time buyers, that number dropped to 7%, while repeat buyers put down 16% (no doubt aided by the sale of their homes). This just goes to show that for a large number of buyers last year, PMI did not stop them from buying their dream homes.

Here’s an example of the cost of a mortgage on a $200,000 home with a 5% down payment & PMI, compared to a 20% down payment without PMI:What You Need to Know About Private Mortgage Insurance (PMI) | MyKCMThe larger the down payment you can make, the lower your monthly housing cost will be, but Freddie Mac urges you to remember:

“It’s no doubt an added cost, but it’s enabling you to buy now and begin building equity versus waiting 5 to 10 years to build enough savings for a 20% down payment.”

Bottom Line

If you have questions about whether you should buy now or wait until you’ve saved a larger down payment, let’s get together to discuss our market’s conditions and help you make the best decision for you and your family.

Stop Wondering What Your Budget Is & Get Pre-Approved

Stop Wondering What Your Budget Is & Get Pre-Approved

Stop Wondering What Your Budget Is & Get Pre-Approved! In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out....

Your 6-Month Mortgage Rate Forecast

Both mortgage interest rates and home prices are projected to rise throughout 2019. If you plan on buying a home this year, the time is now! Let's get together to discuss your plans today!

5 Reasons to Sell Your House This Summer with Utah Realty

5 Reasons to Sell Your House This Summer with Utah Realty

5 Reasons to Sell Your House This Summer with Utah Realty Here are 5 compelling reasons listing your home for sale this summer makes sense. 1. Demand Is Strong The latest Buyer Traffic Index  from the National Association of Realtors (NAR) shows that buyer demand...

Utah Gen X Time For Your Dream Home

Utah Gen X Time For Your Dream Home

Time for Your Dream Home, Gen X! During the housing market crash, Gen X homeowners lost more wealth than other generations. However, things are changing now! A strong economy, increasing home prices, and the recovery of the housing market are helping this generation...

3 Things to Know in the Housing Market Today in Utah!

3 Things to Know in the Housing Market Today in Utah!

3 Things to Know in the Housing Market Today! A lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative. Some we just don’t know yet. The following three areas of...

2 Myths Holding Back Utah Home Buyers

2 Myths Holding Back Utah Home Buyers

2 Myths Holding Back Home Buyers Freddie Mac recently released a report entitled, “Perceptions of Down Payment Consumer Research.” Their research revealed that, “For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of...

What is Important to Boomers when Selling their House

What is Important to Boomers when Selling their House

What is Important to Boomers when Selling their House? If you are a “baby boomer” (born between 1946 and 1964), you may be thinking about selling your current home. Your children may have finally moved out. Your large, four-bedroom house with three bathrooms no longer...

The Feeling You Get from Owning Your Home – Utah Realty

The Feeling You Get from Owning Your Home – Utah Realty

The Feeling You Get from Owning Your Home We often talk about the financial reasons why buying a home makes sense. But, more often than not, the emotional reasons are the more powerful and compelling ones. No matter what shape or size your living space is, the concept...

June is National Homeownership Month

June is National Homeownership Month

Some Highlights: June is National Homeownership Month! Now is a great time to reflect on the many benefits of homeownership that go way beyond the financial. What reasons do you have to own your own home?

Housing Affordability Index Today

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The Ultimate Truth about Housing Affordability Courtesy of Marty Gale Utah Realty  There have been many headlines decrying an “affordability crisis” in the residential real estate market. While it is true that buying a home is less affordable than it had been over the...

Utah Realty Blog of the day – Impact of home staging

Utah Realty Blog of the day – Impact of home staging

The Impact Staging Your Home Has On Your Sale Price. Utah Realty educational blog of the day Some Highlights: The National Association of Realtors surveyed their members & released the findings of their Profile of Home Staging. 62% of seller’s agents say that...

Top Days to List Your Home for Sale in Utah by Utah Realty

Top Days to List Your Home for Sale in Utah by Utah Realty

Top Days to List Your Home for Sale Some Highlights: ATTOM Data Solutions conducted an analysis of more than 29 million single family home and condo sales over the past eight years to determine the top days to list your home for sale. The top five days to list your...

Are Older Generations in Utah Really Not Selling Their Homes

Are Older Generations in Utah Really Not Selling Their Homes

Are Older Generations Really Not Selling Their Homes? Many studies suggest one of the main reasons for the inventory shortage in today’s market of homes for sale is that older generations have chosen to “age in place” over moving. The 2019 Home Buyers & Sellers...

Searching for your Utah Dream Home

Searching for your Utah Dream Home

Starting the Search for Your Dream Home? Here Are 5 Tips! In today’s real estate market, low inventory dominates the conversation in many areas of the country. It can often be frustrating to be a first-time homebuyer if you aren’t prepared. In...

Utah Home Prices

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Salt Lake City's Home Prices Keep Climbing   Salt Lake home prices have increased nearly 47 percent over the past five years, and more than 371 percent since 1991, according to a recent report by the Federal Housing Finance Agency. Nationwide, home prices have...

Utah Realty Presents A Tale of Two Markets

Utah Realty Presents A Tale of Two Markets

Utah Realty Presents A Tale of Two Markets [INFOGRAPHIC] Some Highlights: An emerging trend for some time now has been the difference between available inventory and demand in the premium and luxury markets and that in the starter and trade-up markets and what those...

Cost of Renting vs Buying – Utah Realty

Cost of Renting vs Buying – Utah Realty

The Cost of Renting vs. Buying This Spring Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (27.7%) vs. the percentage needed to buy a...

Your Fabulous New Dream Home is Now Available

Your Fabulous New Dream Home is Now Available

Your Fabulous New Dream Home is Now Available Over the last several years, many “baby boomers” have undergone a metamorphosis. Their children have finally moved out and they can now dream about their own future. For many, a change in lifestyle might necessitate a...

How Quickly Can You Save Your Down Payment

How Quickly Can You Save Your Down Payment

How Quickly Can You Save Your Down Payment? Saving for a down payment is often the biggest hurdle for a first-time homebuyer. Depending on where you live, median income, median rents, and home prices all vary. So, we set out to find out how long it would take to save...

Low Inventories Leave You Choices That Take Some TLC

Low Inventories Leave You Choices That Take Some TLC

With Inventory Low: Will Your Dream Home Need Some TLC? According to a new survey from Move.com, the wave of first-time homebuyers hitting the market this summer has resulted in an interesting statistic. Nearly 60% of buyers searching for a home this spring are...

Utah Realty can Knock out a Great Deal for You

Utah Realty can Knock out a Great Deal for You

Selling Your House: Here’s Why You Need A Pro In Your Corner! With home prices on the rise and buyer demand still strong, some sellers may be tempted to try to sell their homes on their own rather than using the services of a real estate professional. Real estate...

Homeowners – Now Is A Good Time To Sell Your House

Homeowners – Now Is A Good Time To Sell Your House

Homeowners: Now Is A Good Time To Sell Your House Every month, the National Association of Realtors (NAR) releases their Seller Traffic Index as a part of their Realtors Confidence Index. In the latest release, NAR reported that homeowners have been reluctant to sell...

Buyer Demand Surging in Utah as Spring Market Begins

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Buyer Demand Surging in Utah as Spring Market Begins Last fall, some predicted that the 2019 residential real estate market would be a disaster. There was even belief we might experience a housing crash like the one that occurred during the last decade. However,...

Are Low Interest Rates Here to Stay

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Are Low Interest Rates Here to Stay? Interest rates for a 30-year fixed rate mortgage have been on the decline since November, now reaching lows last seen in January 2018. According to Freddie Mac’s latest Primary Mortgage Market Survey, rates came in at 4.12% last...

3 Questions You Need To Ask Before Buying A Home

3 Questions You Need To Ask Before Buying A Home

3 Questions You Need To Ask Before Buying A Home If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family have your best interests at heart, they may not be fully aware of your needs and what is...

Why should I use a Realtor® to sell my home

Why should I use a Realtor® to sell my home?  By Marty Gale Does selling my home myself save me money?   I recently received a call from a Mortgage originator (Loan Officer) that is a friend of mind. What prompted me to write this article was a discussion he had...

home price appreciation each month for over a year

home price appreciation each month for over a year

Home Value Appreciation Stops Falling, Begins to Stabilize The percentage of home price appreciation on a year-over-year basis has decreased each month for over a year. The question was how far annual appreciation would fall. It seems we may now have the answer. In a...

Utah Buyer Demand Will Be Strong for Years

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Home Buyer Demand Will Be Strong for Years to Come There has been a lot written about millennials and their preference to live in city centers above their favorite pizza place. Some have even gone so far as to say that millennials are a “Renter-Generation”. And while...

Pet-Friendly Homes Are in High Demand

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Why Pet-Friendly Homes Are in High Demand One of the many benefits of owning your own home is the freedom to find your ‘furever’ friend. By pointing out the aspects of your home that make it ‘pet-friendly’ in your listing, you’ll attract these buyers, rather than...

Selling Your Family Home is a Type of Loss

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Selling Your Family Home is a Type of Loss It’s easy to tell yourself that your house is just a building made of walls and ceilings and light fixtures and flooring, but when it comes time to sell, you may start to feel the sting of grief. After all, you don’t know if...

3 Graphs About Today’s Real Estate Market

3 Graphs About Today’s Real Estate Market

3 Graphs that Show What You Need to Know About Today’s Real Estate Market The Housing Market has been a hot-topic in the news lately. Depending on which media outlet you watch, it can start to be a bit confusing to understand what’s really going on with interest rates...

Now is the Time to Move-Up

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Looking to Upgrade Your Current Home? Now’s the Time to Move-Up! In every area of the country, homes that are priced at the top 25% of the price range for that area are considered to be Premium Homes. In today’s real estate market there are deals to be had at the...

Utah Home Prices Top Three In the Country

Utah Home Prices Top Three In the Country

Utah home prices increased 9.80 percent in the fourth quarter year-over-year, giving the state the third fastest growing home prices nationally, according to the Federal Housing Finance Agency. Idaho was No. 1, with prices there rising 11.93 percent. North Dakota was...

what credit score do you need to buy a house in utah

what credit score do you need to buy a house in utah

What Credit Score Do You Need To Buy A House? There are many misconceptions about the credit score needed to buy a house. Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be considered for a mortgage. The reality is they are...

Housing Crash in Utah

Housing Crash in Utah

3 Reasons Why We Are Not Heading Toward Another Housing Crash With home prices softening, some are concerned that we may be headed toward the next housing crash. However, it is important to remember that today’s market is quite different than the bubble market of...

first time buyer?

Ready for some Baby Steps Start looking for homes at https://Utah RealtyPlace.com/buying Let Marty be your guide to a new home! After all his is the most interesting Realtor in Utah! https://youtu.be/lqHiZgEy074    

How To List Your Home for the Best Price

How To List Your Home for the Best Price

How To List Your Home for the Best Price If your plan for 2019 includes selling your home, you will want to pay attention to where experts believe home values are headed. According to the latest Home Price Index from CoreLogic, home prices increased by 4.7% over the...

Why It Makes No Sense to Wait for Spring to Sell

Why It Makes No Sense to Wait for Spring to Sell

Why It Makes No Sense to Wait for Spring to Sell The price of any item (including residential real estate) is determined by the theory of ‘supply and demand.’ If many people are looking to buy an item and the supply of that item is limited, the price of that item...

The Difference Having a Professional on Your Side Makes

The Difference Having a Professional on Your Side Makes

The Difference Having a Professional on Your Side Makes In today’s fast-paced world, where answers are a Google search away, there are some who may wonder what the benefits of hiring a real estate professional to help them in their home search are. The truth is, with...

Utah Housing Loan Changes

Utah Housing Loan Changes

Did you know? Utah Housing has made some changes to our Loan Programs; these changes will become effective with Mortgage Purchase Agreements (interest rate locks) issued on or after February 11, 2019.  https://utahhousingcorp.org/   HomeAgain: May include an...

Average Home Mortgage Rates Over Time

Average Home Mortgage Rates Over Time

With interest rates still around 4.5%, now is a great time to look back at where rates have been over the last 40 years. Rates are projected to climb to 5.0% by this time next year according to Freddie Mac. The impact your interest rate makes on your monthly mortgage...

Will Home Prices Continue to Increase

Will Home Prices Continue to Increase

There are many unsubstantiated theories about what is happening with home prices. From those who are worried that prices are falling (data shows this is untrue), to those who are concerned that prices are again approaching boom peaks because of “irrational...

Is your Moving Company Safe?

Find out on this Federal Website if the Moving company you want to use is safe.    Moving Company Nightmare Courtesy of KSL.com KSL Investigates: A moving company nightmare

Home Affordability Factors

http://bit.ly/2P552tr Don't tell anyone but here is the secret link to daily home updates! Click Here How does my home compare to my Neighbors? Find out at Home Value

Buy now or Wait

http://bit.ly/2NgbA6L   Call us today to talk to a Master Certified Negotiation Expert & Certified Residential Specialist! Find out your options. ITS FREE TO ALL CONNECT UTAH MEMBERS Text or Voice Marty @ 801-205-3500 Laurie @...

National Hottest Real Estate Markets

National Hottest Real Estate Markets

Salt Lake City used to be one of the hottest real estate markets in the country, but now is ranked No. 116 out of 300 metros in the month of August, according to Realtor.com. Salt Lake is a "slightly hot" market that is "cooling down." Median...

Days on Market April to June of 2018

Days on Market April to June of 2018

Hot Sellers Market is Cooling of as Fall Approaches   Stats are for April, May, and June of 2018 Secong Quarter of 2018 (April-June) An article in Realtor Magazine. The fall season is cooling down more than the temperature outside; it's also putting a...

Real Estate Reality Show Myths

Real Estate Reality Show Myths

http://bit.ly/2w14Wve   Have you ever been flipping through the channels, only to find yourself glued to the couch in an HGTV binge session? We’ve all been there, watching entire seasons of “Love it or List it,” “Million Dollar Listing,” “House...

What does Backup Offer Mean

What does Backup Offer Mean

Please keep in mind that most listing status changes must be made within three (3) business days of the date the status change occurs, with the exception of listings which are Canceled (change within 24 hours) and listings which are Sold (change within 5 business...

Mortgage Lending Video 2

Now that you're ready, it's time to get Pre-Approved. Let's take a look at how that works! Find the Right Lender for You! Our Trusted Lenders

Closing The Sale Video 5

Your offer got accepted, CONGRATULATIONS! But don't start moving in yet, there is still the Escrow process which takes an average of 30 days but can be as long as 6 months or as short as 3 days! Our Title People are Real Super Heroes!

The Offer Video 4

The Offer Video 4

It's everything you dreamed of! The perfect size, ideal floor plan, prime location, you have no problem calling this "Home" .... except it's not your's yet. Let's get into the Offer and Negotiation Process! Here's a little tip. Find a real certified...

The Home Search Video 3

Time to start your home search! The best way  to get homes you like is to use our Exclusive Home Search Tool!  We Bring You Newly Listed Properties When Ever any Broker or Agent in the State Lists a Property!

Buying a Home in Utah

  Sometimes I don't use all 8 of my Designations my friends >>>.... But sometimes I do! Don't settle for less go with the Best! Martin Gale, MCNE, CNE, CPRES, CRS, ABR, CDPE, SFR, EPRO. OVER 30 YEARS FULL TIME EXPERIENCE   [video...

Find An Experienced Realtor

87% of real estate agents fail in the first 5 years of entering the industry, according to The National Association of Realtors. 75% of you fail in the very first year, according to NAR. Ouch! Those numbers are sobering for sure, but they are...

Highest Median Prices in Salt Lake County

Highest Median Prices in Salt Lake County

Article courtesy of Salt Lake Board of Realtors Salt Lake County home prices continued to climb in the second quarter of 2018, according to the Salt Lake Board of Realtors®. The median single-family home price in the April-through-June period increased to...

2019 to 2023 The next 4 years

What is Utah Real Estate Going to do in the next 3- 4 years? If interest rates creep up to about 5% the inventories will fatten up and prices will either adjust down ever so slightly or remain the same for the next 18 months. A giant elephant in the room, no one seems...

First Time Buyers

Find the best Negotiator for your first home! http://utahrealtyplace.com/marty-gale http://bit.ly/2uoF4Jg

Find a Real Estate Professional

Find a Real Estate Professional

A professional is defined many ways in real estate. Find a professional that has been certified. Look for a CRS or a MCNE. UtahRealtyPlace.com has Marty Gale who is the only Realtor in the State of Utah with Both. http://bit.ly/2tQ0QF9 Unlock...

For Sale By Owner

  Just think if you hire a Certified Residential Specialist that is a Master Certified Negotiation Expert! Last I checked the only on in the State of Utah is Marty Gale with Utah Realty. If more buyers see a home, the greater the chances...

Business plan for commercial startup

To access the business plan template go to www.sba.gov. Please call if you have questions (801) 205-1600. Search for Commercial Real Estate in Utah  Your link for Commercial Real Estate in Utah Laurie Gale - Commercial Realtor

Free Home Magazine

Real Estate Matters Blog Utah Realty provides solid content for readers who want to learn more about the market and Utah real estate. Join Our Newsletter Stay current on Utah Real...

Whats Up With Interest Rates?

http://bit.ly/2LkYR2R http://www.simplifyingthemarket.com/en/buyers/?a=405191-bf9ce7799899cf839e0bf0e261497d3e http://www.simplifyingthemarket.com/en/sellers/?a=405191-bf9ce7799899cf839e0bf0e261497d3e

Diane Hill Design – The Science Of Color

Diane Hill Design – The Science Of Color

The Science of Color What color inspires you?  You can tell usually by want color your favorite clothing is.  What you like to wear always influences you in a positive light. Your personality plays a role on what colors you are attracted to. When selling your home,...

http://bit.ly/2jElfHU Utah Realty uses Cory Clayson of Amerispec

How to Pick A Real Estate Agent

How to Pick A Real Estate Agent

How do I  Pick a Real Estate Agent? 25,371 People with an Active Real Estate License  ( Anyone that passes the State Test) 14560 People that are Realtors in Utah  (These people need to adhere to a stricter code of ethics and belong to Utah Real Estate...

Housing Price Increase Puts Utah in the Top Ten

Housing Price Increase Puts Utah in the Top Ten

Utah ranks in the Top 10 states when it comes to the highest percent change in house appreciation, according to the House Price Index by the Federal Housing Finance Agency. The report noted that Utah home prices have appreciated 46.03 percent in the past...

Waiting to Buy a Home In Utah

If home prices appreciate by 5.2% over the next twelve months as predicted by CoreLogic, here is a simple demonstration of the impact that an increase in interest rate would have on the mortgage payment of a home selling for approximately...

How Much Has Your Value Increased

Do you currently own? Find out how much your home has gone up? Free market Value Report at: https://listings.utahrealtyplace.com/idx/homevaluation Just click and fill out the details of your home and we'll do the rest! http://bit.ly/2KucRXF

Utah top 5 states for Millennial home ownership

Way to Go Millennials! Utah is one of the top 5 states with the Highest Millennial Homeownership! Find or Sell a Millennial Home here>>>https://utahrealtyplace.com/ We go the extra mile to speak, Text, Instagram your language. Yes I know, facebook...

Getting Ready to Sell My Home, Can I Take My Firearms?

Getting Ready to Sell My Home, Can I Take My Firearms?

Before moving out of Utah Beware of other States Gun Laws! Read the fine print. If you are moving out of the State of Utah and have Firearms check that State firearm law. Some states will arrest you and charge you for having a firearm in your vehicle....

midway townhome swiss alpenhof Heber Utah

midway townhome swiss alpenhof Heber Utah

New Price !    $498,000 Town Home in Scenic Midway Utah Located in the Swiss Alpenholf Planned Unit Development 4775 Square Feet with 4 bedrooms, 3 baths 3 family rooms. Back yard with mountain views. About Midway Midway is a city in Wasatch County, Utah, United...

Existing Home Sales on the Rise

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  Existing-home sales rose slightly during February after two consecutive months of regression. Total existing-home sales increased by 3 percent last month to a seasonally-adjusted average of 5.54 million, according to the National Association of...

Homekeepr

I am putting together a list of my favorite businesses. If you would like a copy of the list or if you would like to refer or recommend or if you want to be on the list yourself. It's Free.  Follow this Link

Ultimate Sellers Guide

Ultimate Sellers Guide

Free Expert Home Evaluation [advanced_iframe securitykey="65d612b00c4a9e142a2baed3667b9d4fc85250c7" src="https://listings.utahrealtyplace.com/idx/homevaluation"...

MASTER BATHROOM REMODEL

https://realtytimes.com/consumeradvice/homeownersadvice/item/1014870-20180209-lessons-learned-from-a-master-bathroom-remodel?rtmpage=GaleTeam

Why Work with a Realtor

Why Work with a Realtor

8 Reasons Why You Should Work With a REALTOR® Not all real estate practitioners are REALTORS®. The term REALTOR® is a registered trademark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS® and subscribes to...

Salt Lake County Home Prices

Salt Lake County Home Prices

[masterslider id="1"]   SANDY (Oct. 31, 2017) – The price of a single-family home increased to its highest point ever before, according to the Salt Lake Board of Realtors®. In the July-August-September quarter, the median price of a Salt Lake County...

Realtors with HEART

Realtors with HEART

Helping Families With Home Matters Real Estate With H.E.A.R.T.   H onest, Helpful E xtraordinary A chieve, Action,  Amazed R ealistic, Remarkable, Responsible, Ready T op Producing,  Trustworthy NEVER MISS A PRICE DROP OR NEW LISTING SAVE...

5 KITCHEN STYLES TO WATCH FOR

The L-shaped kitchen has nudged aside the U-shaped kitchen to become the most popular layout among U.S. homeowners changing their kitchen layout in a remodel, according to recent Houzz data. And farmhouse style has unseated traditional style for a spot in...

Find Cheap Homes for Sale in Utah

Find Cheap Homes for Sale in Utah

UTAH Short Sales, FSBO, Bank Owned, and Tax Sales Bargains Search bargain homes in Utah now to see the freshest listings of short sales, rent to own and tax sales. Buy from a seller using these creative sales strategies, and you can save you thousands on...

Wasatch County Cheap Homes

Wasatch County Cheap Homes

Bargain homes and other real estate in Wasatch County, Utah Search Wasatch County, Utah Bargain homes. See information on particular Bargain home or get Wasatch County, Utah real estate trend as you search. Besides our Bargain homes, you can find other...

It pays to hire professional Realtors

Do it yourself companies Utah Division of Real Estate HOMIE, INC., real estate brokerage, Draper, Utah. In a stipulated order dated October 18, 2017, Homie, Inc. admitted to offering a variety of services to individuals seeking to sell or buy real estate located in...

Grant Money for Down Payment

Grant Money for Down Payment

Grant Money you don't have to pay back? WOW! We will have several 5K grants that may be applied to the down payment. Grant money will be available in mid-January, so start lining up your clients. There will be a limited number and will be awarded...

Salt Lake County Top 10 Highest Price Cities

Salt Lake County Top 10 Highest Price Cities

  Price of Salt Lake Homes Hits New High The price of a single-family home has increased to its highest point ever before, according to the Salt Lake Board of Realtors®. In the July-August-September quarter, the median price of a Salt Lake...

Welcome Tanna Barker New Associate with Utah Realty

Welcome Tanna Barker New Associate with Utah Realty

Press Release,   Utah Realty is incredibly pleased to announce that Tanna Barker, a new real estate agent has joined our team. We are excited to work with her and know you will be too. Tanna  has over 20 years of experience working with...

MCNE

MCNE

Utah has 23 Master Certified Negotiation Experts I am glad to be one of them.  

For Sale Town Home 339 N 1400 W Midway Utah 84049

For Sale Town Home 339 N 1400 W Midway Utah 84049

Located west of Homestead Drive. Turn west on to Swiss Alpine Rd. Left on 1320 West. Right on 365 North. Nestled in the foothills of midway with scenic views of Heber Valley and the Wasatch back. This spacious home has a large island kitchen, main floor master suite,...

Divorce and the House

Divorce and the House Often the house where the two of you have lived together will be the single largest asset of the marriage. In most cases, you and your spouse have owned the house jointly, and you owe money on the mortgage jointly. Often one of you will be moving...

Salt Lake City Utah Realtor Real Estate Agent

Salt Lake City Utah Realtor Real Estate Agent

When searching for a top real estate agent or Realtor in Salt Lake City, Utah is it best to find the most popular or the most qualified?  Believe it or not there is a difference. You can find the guy or gal the advertises on the radio constantly and try to get in...

Homes For Sale Sandy Utah

Find Homes for Sale in Sandy, Utah See 10 of the newest listings for sale in sandy Utah  Sandy Utah Homes for sale in Sandy Utah start in the low $100,000's with several homes in Sandy selling in the millions.  There are between 150 and 500 homes for sale in Sandy...

Benefits of a FHA Mortgage In Utah

Benefits of a FHA Mortgage In Utah

A low down payment. Lower credit requirements. More purchase power. The many benefits of an FHA mortgage may surprise you! [pdf-embedder url="http://utahrealtyplace.com/wp-content/uploads/2017/04/The-Benefits-of-an-FHA-Loan.pdf" title="The Benefits of an FHA...

Utah Homes For Sale

Statewide residential listings for Utah. Utah Real Estate Listings. Displayed are Residential homes. Our website contains ALL listings from ALL Real Estate Agents in the state. Map of all the active homes in the MLS. These properties come and go fast! Check our site...

Homes for Sale in Utah

Utah Homes For Sale, Utah Real Estate with Utah Realty Find homes in Utah for Sale right here. The most and the newest listings from the MLS, Wasatch Front Regional Multiple Listing service. Free State wide list of homes for sale.

Union Workers Make Our Nation Great!

Union Workers Make Our Nation Great!

Up to $2000 Cash Back when you sell your home with us! We are here to earn your respect as the trusted adviser when it comes to your home. Utah Realty has created a unique program that rewards you with cash at closing for calling us instead of another agent when you...

Top Agent in West Jordan Utah

Searching for a  Top Realtor in West Jordan, Utah? When searching for a top agent or Realtor in West Jordan, Utah is it best to find the most popular or the most qualified?  Believe it or not there is a difference. You can find the guy or gal the advertises on the...

Search Utah MLS Salt Lake City Listings

Search Salt Lake MLS Listings. We specialize in assisting buyers and sellers all over the state of Utah. Searching for Real Estate in Utah? Our website contains every listing that is active.  ALL listings from ALL Real Estate Companies in Utah including Salt Lake...

The House The Pot Belly Pig, and the Crazy Aunt

The House The Pot Belly Pig, and the Crazy Aunt

BY MARTY AND LAURIE GALE Real Estate Broker/Owner with Utah Realty 5451933-PB00 Share: May 20, 2010 04:58 AM The characters consist of my past client, her grandmother (the retired librarian on oxygen), the grandma's caregiver (live-at-home bachelor son) and the aunt...

What to Check During the Final Walk-through:

What to Check During the Final Walk-through:

Those 24 hours before closing —  the home stretch to homeownership — is crucial. Preparation is key. The “final walk through” is your chance to make sure the buyer is getting exactly what they’re paying for. Bring a copy of your contract to ensure all included...

5 Reasons to Sell Your House This Summer with Utah Realty

5 Reasons to Sell Your House This Summer with Utah Realty

5 Reasons to Sell Your House This Summer with Utah Realty

5 Reasons to Sell Your House This Summer | MyKCM

Here are 5 compelling reasons listing your home for sale this summer makes sense.

1. Demand Is Strong

The latest Buyer Traffic Index  from the National Association of Realtors (NAR) shows that buyer demand remains strong throughout the vast majority of the country. These buyers are ready, willing, and able to purchase… and are in the market right now! More often than not, multiple buyers are competing with each other for the same home.

Take advantage of the buyer activity currently in the market.

2. There Is Less Competition Now

Housing inventory is still under the 6-month supply needed for a normal housing market. This means that, in most of the country, there are not enough homes for sale to satisfy the number of buyers.

Historically, the average number of years a homeowner stayed in his or her home was six, but that number has hovered between nine and ten years since 2011. Many homeowners have a pent-up desire to move, as they were unable to sell over the last few years due to a negative equity situation. As home values continue to appreciate, more and more homeowners are granted the freedom to move.

Many homeowners were reluctant to list their home over the last couple of years for fear that they would not find a home to move in to. That is all changing now as more homes come to market at the higher end. The choices buyers have will continue to increase. Don’t wait until additional inventory comes to market before you to decide to sell.

3. The Process Will Be Quicker

Today’s competitive environment has forced buyers to do all they can to stand out from the crowd, including getting pre-approved for their mortgage financing. Buyers know exactly what they can afford before home shopping. This makes the entire selling process much faster and simpler. According to Ellie Mae’s latest Origination Insights Report, the time to close a loan has dropped to 43 days. (Last numbers available.)

4. There Will Never Be a Better Time to Move Up

If your next move will be into a premium or luxury home, now is the time to move up! The inventory of homes for sale at these higher price ranges has created a buyer’s market. This means that if you are planning on selling a starter or trade-up home, it will sell quickly, AND you’ll be able to find a premium home to call your own!

According to CoreLogic, prices are projected to appreciate by 4.8% over the next year. If you are moving to a higher-priced home, it will wind up costing you more in raw dollars (both in down payment and mortgage payment) if you wait.

5. It’s Time to Move on with Your Life

Look at the reason you decided to sell in the first place and determine whether it is worth waiting. Is money more important than being with family? Is money more important than having the freedom to go on with your life the way you think you should?

Only you know the answers to these questions. You have the power to take control of the situation by putting your home on the market. Perhaps the time has come for you and your family to start living the life you desire.

That is what is truly important.

Stop Wondering What Your Budget Is & Get Pre-Approved

Stop Wondering What Your Budget Is & Get Pre-Approved

Stop Wondering What Your Budget Is & Get Pre-Approved! In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out....

Your 6-Month Mortgage Rate Forecast

Both mortgage interest rates and home prices are projected to rise throughout 2019. If you plan on buying a home this year, the time is now! Let's get together to discuss your plans today!

5 Reasons to Sell Your House This Summer with Utah Realty

5 Reasons to Sell Your House This Summer with Utah Realty

5 Reasons to Sell Your House This Summer with Utah Realty Here are 5 compelling reasons listing your home for sale this summer makes sense. 1. Demand Is Strong The latest Buyer Traffic Index  from the National Association of Realtors (NAR) shows that buyer demand...

Utah Gen X Time For Your Dream Home

Utah Gen X Time For Your Dream Home

Time for Your Dream Home, Gen X! During the housing market crash, Gen X homeowners lost more wealth than other generations. However, things are changing now! A strong economy, increasing home prices, and the recovery of the housing market are helping this generation...

3 Things to Know in the Housing Market Today in Utah!

3 Things to Know in the Housing Market Today in Utah!

3 Things to Know in the Housing Market Today! A lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative. Some we just don’t know yet. The following three areas of...

2 Myths Holding Back Utah Home Buyers

2 Myths Holding Back Utah Home Buyers

2 Myths Holding Back Home Buyers Freddie Mac recently released a report entitled, “Perceptions of Down Payment Consumer Research.” Their research revealed that, “For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of...

What is Important to Boomers when Selling their House

What is Important to Boomers when Selling their House

What is Important to Boomers when Selling their House? If you are a “baby boomer” (born between 1946 and 1964), you may be thinking about selling your current home. Your children may have finally moved out. Your large, four-bedroom house with three bathrooms no longer...

The Feeling You Get from Owning Your Home – Utah Realty

The Feeling You Get from Owning Your Home – Utah Realty

The Feeling You Get from Owning Your Home We often talk about the financial reasons why buying a home makes sense. But, more often than not, the emotional reasons are the more powerful and compelling ones. No matter what shape or size your living space is, the concept...

June is National Homeownership Month

June is National Homeownership Month

Some Highlights: June is National Homeownership Month! Now is a great time to reflect on the many benefits of homeownership that go way beyond the financial. What reasons do you have to own your own home?

Housing Affordability Index Today

Housing Affordability Index Today

The Ultimate Truth about Housing Affordability Courtesy of Marty Gale Utah Realty  There have been many headlines decrying an “affordability crisis” in the residential real estate market. While it is true that buying a home is less affordable than it had been over the...

Utah Realty Blog of the day – Impact of home staging

Utah Realty Blog of the day – Impact of home staging

The Impact Staging Your Home Has On Your Sale Price. Utah Realty educational blog of the day Some Highlights: The National Association of Realtors surveyed their members & released the findings of their Profile of Home Staging. 62% of seller’s agents say that...

Top Days to List Your Home for Sale in Utah by Utah Realty

Top Days to List Your Home for Sale in Utah by Utah Realty

Top Days to List Your Home for Sale Some Highlights: ATTOM Data Solutions conducted an analysis of more than 29 million single family home and condo sales over the past eight years to determine the top days to list your home for sale. The top five days to list your...

Are Older Generations in Utah Really Not Selling Their Homes

Are Older Generations in Utah Really Not Selling Their Homes

Are Older Generations Really Not Selling Their Homes? Many studies suggest one of the main reasons for the inventory shortage in today’s market of homes for sale is that older generations have chosen to “age in place” over moving. The 2019 Home Buyers & Sellers...

Searching for your Utah Dream Home

Searching for your Utah Dream Home

Starting the Search for Your Dream Home? Here Are 5 Tips! In today’s real estate market, low inventory dominates the conversation in many areas of the country. It can often be frustrating to be a first-time homebuyer if you aren’t prepared. In...

Utah Home Prices

Utah Home Prices

Salt Lake City's Home Prices Keep Climbing   Salt Lake home prices have increased nearly 47 percent over the past five years, and more than 371 percent since 1991, according to a recent report by the Federal Housing Finance Agency. Nationwide, home prices have...

Utah Realty Presents A Tale of Two Markets

Utah Realty Presents A Tale of Two Markets

Utah Realty Presents A Tale of Two Markets [INFOGRAPHIC] Some Highlights: An emerging trend for some time now has been the difference between available inventory and demand in the premium and luxury markets and that in the starter and trade-up markets and what those...

Cost of Renting vs Buying – Utah Realty

Cost of Renting vs Buying – Utah Realty

The Cost of Renting vs. Buying This Spring Some Highlights: Historically, the choice between renting or buying a home has been a tough decision. Looking at the percentage of income needed to rent a median-priced home today (27.7%) vs. the percentage needed to buy a...

Your Fabulous New Dream Home is Now Available

Your Fabulous New Dream Home is Now Available

Your Fabulous New Dream Home is Now Available Over the last several years, many “baby boomers” have undergone a metamorphosis. Their children have finally moved out and they can now dream about their own future. For many, a change in lifestyle might necessitate a...

How Quickly Can You Save Your Down Payment

How Quickly Can You Save Your Down Payment

How Quickly Can You Save Your Down Payment? Saving for a down payment is often the biggest hurdle for a first-time homebuyer. Depending on where you live, median income, median rents, and home prices all vary. So, we set out to find out how long it would take to save...

Low Inventories Leave You Choices That Take Some TLC

Low Inventories Leave You Choices That Take Some TLC

With Inventory Low: Will Your Dream Home Need Some TLC? According to a new survey from Move.com, the wave of first-time homebuyers hitting the market this summer has resulted in an interesting statistic. Nearly 60% of buyers searching for a home this spring are...

Utah Realty can Knock out a Great Deal for You

Utah Realty can Knock out a Great Deal for You

Selling Your House: Here’s Why You Need A Pro In Your Corner! With home prices on the rise and buyer demand still strong, some sellers may be tempted to try to sell their homes on their own rather than using the services of a real estate professional. Real estate...

Homeowners – Now Is A Good Time To Sell Your House

Homeowners – Now Is A Good Time To Sell Your House

Homeowners: Now Is A Good Time To Sell Your House Every month, the National Association of Realtors (NAR) releases their Seller Traffic Index as a part of their Realtors Confidence Index. In the latest release, NAR reported that homeowners have been reluctant to sell...

Buyer Demand Surging in Utah as Spring Market Begins

Buyer Demand Surging in Utah as Spring Market Begins

Buyer Demand Surging in Utah as Spring Market Begins Last fall, some predicted that the 2019 residential real estate market would be a disaster. There was even belief we might experience a housing crash like the one that occurred during the last decade. However,...

Are Low Interest Rates Here to Stay

Are Low Interest Rates Here to Stay

Are Low Interest Rates Here to Stay? Interest rates for a 30-year fixed rate mortgage have been on the decline since November, now reaching lows last seen in January 2018. According to Freddie Mac’s latest Primary Mortgage Market Survey, rates came in at 4.12% last...

3 Questions You Need To Ask Before Buying A Home

3 Questions You Need To Ask Before Buying A Home

3 Questions You Need To Ask Before Buying A Home If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family have your best interests at heart, they may not be fully aware of your needs and what is...

Why should I use a Realtor® to sell my home

Why should I use a Realtor® to sell my home?  By Marty Gale Does selling my home myself save me money?   I recently received a call from a Mortgage originator (Loan Officer) that is a friend of mind. What prompted me to write this article was a discussion he had...

home price appreciation each month for over a year

home price appreciation each month for over a year

Home Value Appreciation Stops Falling, Begins to Stabilize The percentage of home price appreciation on a year-over-year basis has decreased each month for over a year. The question was how far annual appreciation would fall. It seems we may now have the answer. In a...

Utah Buyer Demand Will Be Strong for Years

Utah Buyer Demand Will Be Strong for Years

Home Buyer Demand Will Be Strong for Years to Come There has been a lot written about millennials and their preference to live in city centers above their favorite pizza place. Some have even gone so far as to say that millennials are a “Renter-Generation”. And while...

Pet-Friendly Homes Are in High Demand

Pet-Friendly Homes Are in High Demand

Why Pet-Friendly Homes Are in High Demand One of the many benefits of owning your own home is the freedom to find your ‘furever’ friend. By pointing out the aspects of your home that make it ‘pet-friendly’ in your listing, you’ll attract these buyers, rather than...

Selling Your Family Home is a Type of Loss

Selling Your Family Home is a Type of Loss

Selling Your Family Home is a Type of Loss It’s easy to tell yourself that your house is just a building made of walls and ceilings and light fixtures and flooring, but when it comes time to sell, you may start to feel the sting of grief. After all, you don’t know if...

3 Graphs About Today’s Real Estate Market

3 Graphs About Today’s Real Estate Market

3 Graphs that Show What You Need to Know About Today’s Real Estate Market The Housing Market has been a hot-topic in the news lately. Depending on which media outlet you watch, it can start to be a bit confusing to understand what’s really going on with interest rates...

Now is the Time to Move-Up

Now is the Time to Move-Up

Looking to Upgrade Your Current Home? Now’s the Time to Move-Up! In every area of the country, homes that are priced at the top 25% of the price range for that area are considered to be Premium Homes. In today’s real estate market there are deals to be had at the...

Utah Home Prices Top Three In the Country

Utah Home Prices Top Three In the Country

Utah home prices increased 9.80 percent in the fourth quarter year-over-year, giving the state the third fastest growing home prices nationally, according to the Federal Housing Finance Agency. Idaho was No. 1, with prices there rising 11.93 percent. North Dakota was...

what credit score do you need to buy a house in utah

what credit score do you need to buy a house in utah

What Credit Score Do You Need To Buy A House? There are many misconceptions about the credit score needed to buy a house. Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be considered for a mortgage. The reality is they are...

Housing Crash in Utah

Housing Crash in Utah

3 Reasons Why We Are Not Heading Toward Another Housing Crash With home prices softening, some are concerned that we may be headed toward the next housing crash. However, it is important to remember that today’s market is quite different than the bubble market of...

first time buyer?

Ready for some Baby Steps Start looking for homes at https://Utah RealtyPlace.com/buying Let Marty be your guide to a new home! After all his is the most interesting Realtor in Utah! https://youtu.be/lqHiZgEy074    

How To List Your Home for the Best Price

How To List Your Home for the Best Price

How To List Your Home for the Best Price If your plan for 2019 includes selling your home, you will want to pay attention to where experts believe home values are headed. According to the latest Home Price Index from CoreLogic, home prices increased by 4.7% over the...

Why It Makes No Sense to Wait for Spring to Sell

Why It Makes No Sense to Wait for Spring to Sell

Why It Makes No Sense to Wait for Spring to Sell The price of any item (including residential real estate) is determined by the theory of ‘supply and demand.’ If many people are looking to buy an item and the supply of that item is limited, the price of that item...

The Difference Having a Professional on Your Side Makes

The Difference Having a Professional on Your Side Makes

The Difference Having a Professional on Your Side Makes In today’s fast-paced world, where answers are a Google search away, there are some who may wonder what the benefits of hiring a real estate professional to help them in their home search are. The truth is, with...

Utah Housing Loan Changes

Utah Housing Loan Changes

Did you know? Utah Housing has made some changes to our Loan Programs; these changes will become effective with Mortgage Purchase Agreements (interest rate locks) issued on or after February 11, 2019.  https://utahhousingcorp.org/   HomeAgain: May include an...

Average Home Mortgage Rates Over Time

Average Home Mortgage Rates Over Time

With interest rates still around 4.5%, now is a great time to look back at where rates have been over the last 40 years. Rates are projected to climb to 5.0% by this time next year according to Freddie Mac. The impact your interest rate makes on your monthly mortgage...

Will Home Prices Continue to Increase

Will Home Prices Continue to Increase

There are many unsubstantiated theories about what is happening with home prices. From those who are worried that prices are falling (data shows this is untrue), to those who are concerned that prices are again approaching boom peaks because of “irrational...

Is your Moving Company Safe?

Find out on this Federal Website if the Moving company you want to use is safe.    Moving Company Nightmare Courtesy of KSL.com KSL Investigates: A moving company nightmare

Home Affordability Factors

http://bit.ly/2P552tr Don't tell anyone but here is the secret link to daily home updates! Click Here How does my home compare to my Neighbors? Find out at Home Value

Buy now or Wait

http://bit.ly/2NgbA6L   Call us today to talk to a Master Certified Negotiation Expert & Certified Residential Specialist! Find out your options. ITS FREE TO ALL CONNECT UTAH MEMBERS Text or Voice Marty @ 801-205-3500 Laurie @...

National Hottest Real Estate Markets

National Hottest Real Estate Markets

Salt Lake City used to be one of the hottest real estate markets in the country, but now is ranked No. 116 out of 300 metros in the month of August, according to Realtor.com. Salt Lake is a "slightly hot" market that is "cooling down." Median...

Days on Market April to June of 2018

Days on Market April to June of 2018

Hot Sellers Market is Cooling of as Fall Approaches   Stats are for April, May, and June of 2018 Secong Quarter of 2018 (April-June) An article in Realtor Magazine. The fall season is cooling down more than the temperature outside; it's also putting a...

Real Estate Reality Show Myths

Real Estate Reality Show Myths

http://bit.ly/2w14Wve   Have you ever been flipping through the channels, only to find yourself glued to the couch in an HGTV binge session? We’ve all been there, watching entire seasons of “Love it or List it,” “Million Dollar Listing,” “House...

What does Backup Offer Mean

What does Backup Offer Mean

Please keep in mind that most listing status changes must be made within three (3) business days of the date the status change occurs, with the exception of listings which are Canceled (change within 24 hours) and listings which are Sold (change within 5 business...

Mortgage Lending Video 2

Now that you're ready, it's time to get Pre-Approved. Let's take a look at how that works! Find the Right Lender for You! Our Trusted Lenders

Closing The Sale Video 5

Your offer got accepted, CONGRATULATIONS! But don't start moving in yet, there is still the Escrow process which takes an average of 30 days but can be as long as 6 months or as short as 3 days! Our Title People are Real Super Heroes!

The Offer Video 4

The Offer Video 4

It's everything you dreamed of! The perfect size, ideal floor plan, prime location, you have no problem calling this "Home" .... except it's not your's yet. Let's get into the Offer and Negotiation Process! Here's a little tip. Find a real certified...

The Home Search Video 3

Time to start your home search! The best way  to get homes you like is to use our Exclusive Home Search Tool!  We Bring You Newly Listed Properties When Ever any Broker or Agent in the State Lists a Property!

Buying a Home in Utah

  Sometimes I don't use all 8 of my Designations my friends >>>.... But sometimes I do! Don't settle for less go with the Best! Martin Gale, MCNE, CNE, CPRES, CRS, ABR, CDPE, SFR, EPRO. OVER 30 YEARS FULL TIME EXPERIENCE   [video...

Find An Experienced Realtor

87% of real estate agents fail in the first 5 years of entering the industry, according to The National Association of Realtors. 75% of you fail in the very first year, according to NAR. Ouch! Those numbers are sobering for sure, but they are...

Highest Median Prices in Salt Lake County

Highest Median Prices in Salt Lake County

Article courtesy of Salt Lake Board of Realtors Salt Lake County home prices continued to climb in the second quarter of 2018, according to the Salt Lake Board of Realtors®. The median single-family home price in the April-through-June period increased to...

2019 to 2023 The next 4 years

What is Utah Real Estate Going to do in the next 3- 4 years? If interest rates creep up to about 5% the inventories will fatten up and prices will either adjust down ever so slightly or remain the same for the next 18 months. A giant elephant in the room, no one seems...

First Time Buyers

Find the best Negotiator for your first home! http://utahrealtyplace.com/marty-gale http://bit.ly/2uoF4Jg

Find a Real Estate Professional

Find a Real Estate Professional

A professional is defined many ways in real estate. Find a professional that has been certified. Look for a CRS or a MCNE. UtahRealtyPlace.com has Marty Gale who is the only Realtor in the State of Utah with Both. http://bit.ly/2tQ0QF9 Unlock...

For Sale By Owner

  Just think if you hire a Certified Residential Specialist that is a Master Certified Negotiation Expert! Last I checked the only on in the State of Utah is Marty Gale with Utah Realty. If more buyers see a home, the greater the chances...

Business plan for commercial startup

To access the business plan template go to www.sba.gov. Please call if you have questions (801) 205-1600. Search for Commercial Real Estate in Utah  Your link for Commercial Real Estate in Utah Laurie Gale - Commercial Realtor

Free Home Magazine

Real Estate Matters Blog Utah Realty provides solid content for readers who want to learn more about the market and Utah real estate. Join Our Newsletter Stay current on Utah Real...

Whats Up With Interest Rates?

http://bit.ly/2LkYR2R http://www.simplifyingthemarket.com/en/buyers/?a=405191-bf9ce7799899cf839e0bf0e261497d3e http://www.simplifyingthemarket.com/en/sellers/?a=405191-bf9ce7799899cf839e0bf0e261497d3e

Diane Hill Design – The Science Of Color

Diane Hill Design – The Science Of Color

The Science of Color What color inspires you?  You can tell usually by want color your favorite clothing is.  What you like to wear always influences you in a positive light. Your personality plays a role on what colors you are attracted to. When selling your home,...

http://bit.ly/2jElfHU Utah Realty uses Cory Clayson of Amerispec

How to Pick A Real Estate Agent

How to Pick A Real Estate Agent

How do I  Pick a Real Estate Agent? 25,371 People with an Active Real Estate License  ( Anyone that passes the State Test) 14560 People that are Realtors in Utah  (These people need to adhere to a stricter code of ethics and belong to Utah Real Estate...

Housing Price Increase Puts Utah in the Top Ten

Housing Price Increase Puts Utah in the Top Ten

Utah ranks in the Top 10 states when it comes to the highest percent change in house appreciation, according to the House Price Index by the Federal Housing Finance Agency. The report noted that Utah home prices have appreciated 46.03 percent in the past...

Waiting to Buy a Home In Utah

If home prices appreciate by 5.2% over the next twelve months as predicted by CoreLogic, here is a simple demonstration of the impact that an increase in interest rate would have on the mortgage payment of a home selling for approximately...

How Much Has Your Value Increased

Do you currently own? Find out how much your home has gone up? Free market Value Report at: https://listings.utahrealtyplace.com/idx/homevaluation Just click and fill out the details of your home and we'll do the rest! http://bit.ly/2KucRXF

Utah top 5 states for Millennial home ownership

Way to Go Millennials! Utah is one of the top 5 states with the Highest Millennial Homeownership! Find or Sell a Millennial Home here>>>https://utahrealtyplace.com/ We go the extra mile to speak, Text, Instagram your language. Yes I know, facebook...

Getting Ready to Sell My Home, Can I Take My Firearms?

Getting Ready to Sell My Home, Can I Take My Firearms?

Before moving out of Utah Beware of other States Gun Laws! Read the fine print. If you are moving out of the State of Utah and have Firearms check that State firearm law. Some states will arrest you and charge you for having a firearm in your vehicle....

midway townhome swiss alpenhof Heber Utah

midway townhome swiss alpenhof Heber Utah

New Price !    $498,000 Town Home in Scenic Midway Utah Located in the Swiss Alpenholf Planned Unit Development 4775 Square Feet with 4 bedrooms, 3 baths 3 family rooms. Back yard with mountain views. About Midway Midway is a city in Wasatch County, Utah, United...

Existing Home Sales on the Rise

Existing Home Sales on the Rise

  Existing-home sales rose slightly during February after two consecutive months of regression. Total existing-home sales increased by 3 percent last month to a seasonally-adjusted average of 5.54 million, according to the National Association of...

Homekeepr

I am putting together a list of my favorite businesses. If you would like a copy of the list or if you would like to refer or recommend or if you want to be on the list yourself. It's Free.  Follow this Link

Ultimate Sellers Guide

Ultimate Sellers Guide

Free Expert Home Evaluation [advanced_iframe securitykey="65d612b00c4a9e142a2baed3667b9d4fc85250c7" src="https://listings.utahrealtyplace.com/idx/homevaluation"...

MASTER BATHROOM REMODEL

https://realtytimes.com/consumeradvice/homeownersadvice/item/1014870-20180209-lessons-learned-from-a-master-bathroom-remodel?rtmpage=GaleTeam

Why Work with a Realtor

Why Work with a Realtor

8 Reasons Why You Should Work With a REALTOR® Not all real estate practitioners are REALTORS®. The term REALTOR® is a registered trademark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS® and subscribes to...

Salt Lake County Home Prices

Salt Lake County Home Prices

[masterslider id="1"]   SANDY (Oct. 31, 2017) – The price of a single-family home increased to its highest point ever before, according to the Salt Lake Board of Realtors®. In the July-August-September quarter, the median price of a Salt Lake County...

Realtors with HEART

Realtors with HEART

Helping Families With Home Matters Real Estate With H.E.A.R.T.   H onest, Helpful E xtraordinary A chieve, Action,  Amazed R ealistic, Remarkable, Responsible, Ready T op Producing,  Trustworthy NEVER MISS A PRICE DROP OR NEW LISTING SAVE...

5 KITCHEN STYLES TO WATCH FOR

The L-shaped kitchen has nudged aside the U-shaped kitchen to become the most popular layout among U.S. homeowners changing their kitchen layout in a remodel, according to recent Houzz data. And farmhouse style has unseated traditional style for a spot in...

Find Cheap Homes for Sale in Utah

Find Cheap Homes for Sale in Utah

UTAH Short Sales, FSBO, Bank Owned, and Tax Sales Bargains Search bargain homes in Utah now to see the freshest listings of short sales, rent to own and tax sales. Buy from a seller using these creative sales strategies, and you can save you thousands on...

Wasatch County Cheap Homes

Wasatch County Cheap Homes

Bargain homes and other real estate in Wasatch County, Utah Search Wasatch County, Utah Bargain homes. See information on particular Bargain home or get Wasatch County, Utah real estate trend as you search. Besides our Bargain homes, you can find other...

It pays to hire professional Realtors

Do it yourself companies Utah Division of Real Estate HOMIE, INC., real estate brokerage, Draper, Utah. In a stipulated order dated October 18, 2017, Homie, Inc. admitted to offering a variety of services to individuals seeking to sell or buy real estate located in...

Grant Money for Down Payment

Grant Money for Down Payment

Grant Money you don't have to pay back? WOW! We will have several 5K grants that may be applied to the down payment. Grant money will be available in mid-January, so start lining up your clients. There will be a limited number and will be awarded...

Salt Lake County Top 10 Highest Price Cities

Salt Lake County Top 10 Highest Price Cities

  Price of Salt Lake Homes Hits New High The price of a single-family home has increased to its highest point ever before, according to the Salt Lake Board of Realtors®. In the July-August-September quarter, the median price of a Salt Lake...

Welcome Tanna Barker New Associate with Utah Realty

Welcome Tanna Barker New Associate with Utah Realty

Press Release,   Utah Realty is incredibly pleased to announce that Tanna Barker, a new real estate agent has joined our team. We are excited to work with her and know you will be too. Tanna  has over 20 years of experience working with...

MCNE

MCNE

Utah has 23 Master Certified Negotiation Experts I am glad to be one of them.  

For Sale Town Home 339 N 1400 W Midway Utah 84049

For Sale Town Home 339 N 1400 W Midway Utah 84049

Located west of Homestead Drive. Turn west on to Swiss Alpine Rd. Left on 1320 West. Right on 365 North. Nestled in the foothills of midway with scenic views of Heber Valley and the Wasatch back. This spacious home has a large island kitchen, main floor master suite,...

Divorce and the House

Divorce and the House Often the house where the two of you have lived together will be the single largest asset of the marriage. In most cases, you and your spouse have owned the house jointly, and you owe money on the mortgage jointly. Often one of you will be moving...

Top reasons that sabotage a For Sale by Owner

FOR SALE BY OWNER?? Why some homeowners try to sell their home on their own. So is this a good idea? Many past For Sale By Owners say “ this wasn’t such a good idea”. Top reasons that sabotage a For Sale by Owner. 1. So many people to keep track of and Negotiate With....

Salt Lake City Utah Realtor Real Estate Agent

Salt Lake City Utah Realtor Real Estate Agent

When searching for a top real estate agent or Realtor in Salt Lake City, Utah is it best to find the most popular or the most qualified?  Believe it or not there is a difference. You can find the guy or gal the advertises on the radio constantly and try to get in...

Homes For Sale Sandy Utah

Find Homes for Sale in Sandy, Utah See 10 of the newest listings for sale in sandy Utah  Sandy Utah Homes for sale in Sandy Utah start in the low $100,000's with several homes in Sandy selling in the millions.  There are between 150 and 500 homes for sale in Sandy...

Benefits of a FHA Mortgage In Utah

Benefits of a FHA Mortgage In Utah

A low down payment. Lower credit requirements. More purchase power. The many benefits of an FHA mortgage may surprise you! [pdf-embedder url="http://utahrealtyplace.com/wp-content/uploads/2017/04/The-Benefits-of-an-FHA-Loan.pdf" title="The Benefits of an FHA...

Utah Homes For Sale

Statewide residential listings for Utah. Utah Real Estate Listings. Displayed are Residential homes. Our website contains ALL listings from ALL Real Estate Agents in the state. Map of all the active homes in the MLS. These properties come and go fast! Check our site...

Homes for Sale in Utah

Utah Homes For Sale, Utah Real Estate with Utah Realty Find homes in Utah for Sale right here. The most and the newest listings from the MLS, Wasatch Front Regional Multiple Listing service. Free State wide list of homes for sale.

Union Workers Make Our Nation Great!

Union Workers Make Our Nation Great!

Up to $2000 Cash Back when you sell your home with us! We are here to earn your respect as the trusted adviser when it comes to your home. Utah Realty has created a unique program that rewards you with cash at closing for calling us instead of another agent when you...

Utah Gen X Time For Your Dream Home

Utah Gen X Time For Your Dream Home

Time for Your Dream Home, Gen X!

Time for Your Dream Home, Gen X! | MyKCM

During the housing market crash, Gen X homeowners lost more wealth than other generations. However, things are changing now! A strong economy, increasing home prices, and the recovery of the housing market are helping this generation to regain their lost wealth.

According to Pew Research Center,

Their fortunes have rebounded more than those of other generations during the post-recession economic expansion and as home and stock prices have risen. Since 2010, the median net worth of Gen X households has risen 115%. In fact, in 2016, the most recent year with available data, the net worth of a typical Gen X household had surpassed what it was in 2007 ($84,200 vs. $63,400)”.

The same report also mentioned,

15% of Gen X’s homeowners were ‘underwater’ on their homes in 2010 (meaning they owed more than they owned). By 2016 only 3% were underwater.

As a result of homes regaining market value and their increasing net worth, many Gen Xers are presented with the opportunity of selling their current home in order to move up to the house they always dreamed of!

According to the 2019 Home Buyers and Sellers Generational Trends Report by the National Associations of Realtors, in 2018 Gen Xers made up the second largest share of home buyers by generation at 24%.

The report also provided some highlights about their purchase:

  • Greatest share that purchased a multi-generational home (16%).
  • Largest share that purchased a detached single-family home (88%).
  • Highest median household income ($111,100).
  • Bought the most expensive homes of all the generations.
  • Job-related relocation was identified as the primary reason to buy.

But this generation is not only buying- they are selling too!

  • Largest share of home sellers (25%).
  • Highest median household income among sellers ($123,600).
  • Tenure in the previous home was a median of 9 years.
  • House too small was indicated as the primary reason to sell.
  • 91% sold the home using a real estate professional.

Bottom Line

If you are a Gen Xer who would like to know exactly how much your house is worth today so you can move up to the home of your dreams, let’s get together to analyze your current circumstances.

Stop Wondering What Your Budget Is & Get Pre-Approved

Stop Wondering What Your Budget Is & Get Pre-Approved

Stop Wondering What Your Budget Is & Get Pre-Approved! In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out....

Your 6-Month Mortgage Rate Forecast

Both mortgage interest rates and home prices are projected to rise throughout 2019. If you plan on buying a home this year, the time is now! Let's get together to discuss your plans today!

5 Reasons to Sell Your House This Summer with Utah Realty

5 Reasons to Sell Your House This Summer with Utah Realty

5 Reasons to Sell Your House This Summer with Utah Realty Here are 5 compelling reasons listing your home for sale this summer makes sense. 1. Demand Is Strong The latest Buyer Traffic Index  from the National Association of Realtors (NAR) shows that buyer demand...

Utah Gen X Time For Your Dream Home

Utah Gen X Time For Your Dream Home

Time for Your Dream Home, Gen X! During the housing market crash, Gen X homeowners lost more wealth than other generations. However, things are changing now! A strong economy, increasing home prices, and the recovery of the housing market are helping this generation...

3 Things to Know in the Housing Market Today in Utah!

3 Things to Know in the Housing Market Today in Utah!

3 Things to Know in the Housing Market Today! A lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative. Some we just don’t know yet. The following three areas of...

2 Myths Holding Back Utah Home Buyers

2 Myths Holding Back Utah Home Buyers

2 Myths Holding Back Home Buyers Freddie Mac recently released a report entitled, “Perceptions of Down Payment Consumer Research.” Their research revealed that, “For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of...

What is Important to Boomers when Selling their House

What is Important to Boomers when Selling their House

What is Important to Boomers when Selling their House? If you are a “baby boomer” (born between 1946 and 1964), you may be thinking about selling your current home. Your children may have finally moved out. Your large, four-bedroom house with three bathrooms no longer...

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3 Things to Know in the Housing Market Today in Utah!

3 Things to Know in the Housing Market Today in Utah!

3 Things to Know in the Housing Market Today!

3 Things to Know in the Housing Market Today! | MyKCM

A lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative. Some we just don’t know yet.

The following three areas of the housing market are critical to understand: interest rates, building materials, and the outlook for an economic slowdown.

1. Interest Rates

One of the most important things to consider when buying a home is the interest rate you will be charged to borrow the money. In our recent post we posed the question, “Are Low Interest Rates Here To Stay?” The latest information from Freddie Mac makes it appear they are. We are currently at a 21-month low in interest rates.3 Things to Know in the Housing Market Today! | MyKCM

2. Building Materials

Talk of tariffs could also affect the housing market. According to a recent article, the National Association of Home Builders reports that as much as $10 billion in goods imported from China are used in homebuilding. Depending on the outcome of the tariff and trade discussions between several countries, there could be as much as a 25% boost in the cost of building materials.

3. Economic Slowdown

In a prior blog post on this topic, we began the year with many economic leaders thinking we could expect a recession in late 2019 or early 2020. As spring approached, we reported that economists had started to push that projection past 2020.  Now, three leading surveys indicate that it may begin in the next eighteen months.3 Things to Know in the Housing Market Today! | MyKCM

Bottom Line

We are in a strong housing market. Wages are increasing, home prices are appreciating, and mortgage rates are the lowest they have been in 21 months.  Whether you are thinking of buying or selling, it’s a great time to be in the market.

Stop Wondering What Your Budget Is & Get Pre-Approved

Stop Wondering What Your Budget Is & Get Pre-Approved

Stop Wondering What Your Budget Is & Get Pre-Approved! In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out....

Your 6-Month Mortgage Rate Forecast

Both mortgage interest rates and home prices are projected to rise throughout 2019. If you plan on buying a home this year, the time is now! Let's get together to discuss your plans today!

5 Reasons to Sell Your House This Summer with Utah Realty

5 Reasons to Sell Your House This Summer with Utah Realty

5 Reasons to Sell Your House This Summer with Utah Realty Here are 5 compelling reasons listing your home for sale this summer makes sense. 1. Demand Is Strong The latest Buyer Traffic Index  from the National Association of Realtors (NAR) shows that buyer demand...

Utah Gen X Time For Your Dream Home

Utah Gen X Time For Your Dream Home

Time for Your Dream Home, Gen X! During the housing market crash, Gen X homeowners lost more wealth than other generations. However, things are changing now! A strong economy, increasing home prices, and the recovery of the housing market are helping this generation...

3 Things to Know in the Housing Market Today in Utah!

3 Things to Know in the Housing Market Today in Utah!

3 Things to Know in the Housing Market Today! A lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative. Some we just don’t know yet. The following three areas of...

2 Myths Holding Back Utah Home Buyers

2 Myths Holding Back Utah Home Buyers

2 Myths Holding Back Home Buyers Freddie Mac recently released a report entitled, “Perceptions of Down Payment Consumer Research.” Their research revealed that, “For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of...

What is Important to Boomers when Selling their House

What is Important to Boomers when Selling their House

What is Important to Boomers when Selling their House? If you are a “baby boomer” (born between 1946 and 1964), you may be thinking about selling your current home. Your children may have finally moved out. Your large, four-bedroom house with three bathrooms no longer...

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